The National Flood Insurance Program
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Steps to Prepare for Flooding
Take steps to protect your home, family, and financial security throughout the year, and take extra precautions when flooding is predicted in your area.
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Start Your Flood Claim
Report your loss immediately to your insurance agent or carrier. Be sure to ask them about advance payments. Need help finding your insurance agent or carrier? Call the NFIP at 877-336-2627.
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Risk Rating 2.0: Equity in Action
NFIP has changed the way it determines flood risk and prices flood insurance. Rates are easier to understand and better reflect a property's flood risk.
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Prepare Now for Riverine Flooding
Each year, more homes are experiencing floods due to rising rivers. While you may not live on the river, its waters can pay you an unexpected visit. Spring rains and melting snow—even a little—can cause rivers to reach your home.
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The Cost of Flooding
See just how much flood damage can cost you. Remember: with flood insurance, you're able to recover faster and more fully.
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What's Covered?
Flood insurance covers your home and the things inside it. Learn more about coverage limits and what is or isn't covered.
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Flood Maps
No matter where you live or work, some risk of flooding exists. Know your flood risk by finding your community's flood map now.
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How to Reduce Your Costs
Lowering your flood risk can lower your costs. Learn more about mitigation strategies and related discounts.