Veterans’ Group Life Insurance (VGLI)
With Veterans’ Group Life Insurance (VGLI), you may be able to keep your life insurance coverage after you leave the military for as long as you continue to pay the premiums. Find out if you qualify for VGLI and how to manage your coverage.
Am I eligible for Veterans’ Group Life Insurance?
You may be eligible for VGLI if you meet at least 1 of these requirements.
At least 1 of these must be true:
- You had part-time Servicemembers’ Group Life Insurance (SGLI) as a member of the National Guard or Reserve. And you suffered an injury or disability (damage to your body or mind that makes it hard for you to do everyday tasks, including meaningful work) while on duty—including direct traveling to and from duty—that disqualified you for standard premium insurance rates, or
- You had SGLI while you were in the military and you’re within 1 year and 120 days of being released from an active-duty period of 31 or more days, or
- You’re within 1 year and 120 days of retiring or being released from the Ready Reserve or National Guard, or
- You’re within 1 year and 120 days of assignment to the Individual Ready Reserve (IRR) of a branch of service, or to the Inactive National Guard (ING). This includes members of the United States Public Health Service Inactive Reserve Corps (IRC), or
- You’re within 1 year and 120 days of being put on the Temporary Disability Retirement List (TDRL).
Who’s covered?
- Veterans
- Former service members
What life insurance benefits can I get with VGLI?
You can get between $10,000 and $500,000 in term life insurance benefits. The amount you’ll get will be based on how much SGLI coverage you had when you left the military.
Learn more about the difference between term and whole life coverage.
Download Comparing Veterans’ Group Life Insurance (VGLI) to Whole Life Insurance Coverage (PDF)
Note: When you leave the military, you can sign up through VGLI for coverage up to the amount you had through SGLI. You can also increase your coverage by $25,000 every 5 years—up to $500,000—until you’re 60 years old.
How do I get these benefits?
You’ll need to apply for VGLI within 1 year and 120 days of leaving the military.
If you sign up within 240 days of leaving the military, you won’t need to prove you’re in good health. If you sign up after the 240-day period, you’ll need to submit evidence that you’re in good health.
Apply in 1 of these ways:
- Apply through the Office of Servicemembers’ Group Life Insurance (OSGLI), using the Prudential website.
Apply online through OSGLI - Apply by mail or fax. Fill out the Application for Veterans’ Group Life Insurance (SGLV 8714).
Get SGLV 8714 to download
Fax the form to 800-236-6142, or mail it to:
OSGLI
PO Box 41618
Philadelphia, PA 19176-9913
To reinstate a VGLI policy that has expired, you’ll need to fill out an Application for Reinstatement of VGLI Coverage (SGLV 180).
How much will I pay for these benefits?
VGLI premium rates are based on your age and the amount of insurance coverage you want.
Choose your age to find monthly premium rates as of April 1, 2021.
Ages 29 and younger
| Coverage amount (in U.S. $) | Monthly premium rate (in U.S. $) | ||
|---|---|---|---|
| Coverage amount (in U.S. $) | 500,000 | Monthly premium rate (in U.S. $) | 35.00 |
| Coverage amount (in U.S. $) | 490,000 | Monthly premium rate (in U.S. $) | 34.30 |
| Coverage amount (in U.S. $) | 480,000 | Monthly premium rate (in U.S. $) | 33.60 |
| Coverage amount (in U.S. $) | 470,000 | Monthly premium rate (in U.S. $) | 32.90 |
| Coverage amount (in U.S. $) | 460,000 | Monthly premium rate (in U.S. $) | 32.20 |
| Coverage amount (in U.S. $) | 450,000 | Monthly premium rate (in U.S. $) | 31.50 |
| Coverage amount (in U.S. $) | 440,000 | Monthly premium rate (in U.S. $) | 30.80 |
| Coverage amount (in U.S. $) | 430,000 | Monthly premium rate (in U.S. $) | 30.10 |
| Coverage amount (in U.S. $) | 420,000 | Monthly premium rate (in U.S. $) | 29.40 |
| Coverage amount (in U.S. $) | 410,000 | Monthly premium rate (in U.S. $) | 28.70 |
| Coverage amount (in U.S. $) | 400,000 | Monthly premium rate (in U.S. $) | 28.00 |
| Coverage amount (in U.S. $) | 390,000 | Monthly premium rate (in U.S. $) | 27.30 |
| Coverage amount (in U.S. $) | 380,000 | Monthly premium rate (in U.S. $) | 26.60 |
| Coverage amount (in U.S. $) | 370,000 | Monthly premium rate (in U.S. $) | 25.90 |
| Coverage amount (in U.S. $) | 360,000 | Monthly premium rate (in U.S. $) | 25.20 |
| Coverage amount (in U.S. $) | 350,000 | Monthly premium rate (in U.S. $) | 24.50 |
| Coverage amount (in U.S. $) | 340,000 | Monthly premium rate (in U.S. $) | 23.80 |
| Coverage amount (in U.S. $) | 330,000 | Monthly premium rate (in U.S. $) | 23.10 |
| Coverage amount (in U.S. $) | 320,000 | Monthly premium rate (in U.S. $) | 22.40 |
| Coverage amount (in U.S. $) | 310,000 | Monthly premium rate (in U.S. $) | 21.70 |
| Coverage amount (in U.S. $) | 300,000 | Monthly premium rate (in U.S. $) | 21.00 |
| Coverage amount (in U.S. $) | 290,000 | Monthly premium rate (in U.S. $) | 20.30 |
| Coverage amount (in U.S. $) | 280,000 | Monthly premium rate (in U.S. $) | 19.60 |
| Coverage amount (in U.S. $) | 270,000 | Monthly premium rate (in U.S. $) | 18.90 |
| Coverage amount (in U.S. $) | 260,000 | Monthly premium rate (in U.S. $) | 18.20 |
| Coverage amount (in U.S. $) | 250,000 | Monthly premium rate (in U.S. $) | 17.50 |
| Coverage amount (in U.S. $) | 240,000 | Monthly premium rate (in U.S. $) | 16.80 |
| Coverage amount (in U.S. $) | 230,000 | Monthly premium rate (in U.S. $) | 16.10 |
| Coverage amount (in U.S. $) | 220,000 | Monthly premium rate (in U.S. $) | 15.40 |
| Coverage amount (in U.S. $) | 210,000 | Monthly premium rate (in U.S. $) | 14.70 |
| Coverage amount (in U.S. $) | 200,000 | Monthly premium rate (in U.S. $) | 14.00 |
| Coverage amount (in U.S. $) | 190,000 | Monthly premium rate (in U.S. $) | 13.30 |
| Coverage amount (in U.S. $) | 180,000 | Monthly premium rate (in U.S. $) | 12.60 |
| Coverage amount (in U.S. $) | 170,000 | Monthly premium rate (in U.S. $) | 11.90 |
| Coverage amount (in U.S. $) | 160,000 | Monthly premium rate (in U.S. $) | 11.20 |
| Coverage amount (in U.S. $) | 150,000 | Monthly premium rate (in U.S. $) | 10.50 |
| Coverage amount (in U.S. $) | 140,000 | Monthly premium rate (in U.S. $) | 9.80 |
| Coverage amount (in U.S. $) | 130,000 | Monthly premium rate (in U.S. $) | 9.10 |
| Coverage amount (in U.S. $) | 120,000 | Monthly premium rate (in U.S. $) | 8.40 |
| Coverage amount (in U.S. $) | 110,000 | Monthly premium rate (in U.S. $) | 7.70 |
| Coverage amount (in U.S. $) | 100,000 | Monthly premium rate (in U.S. $) | 7.00 |
| Coverage amount (in U.S. $) | 90,000 | Monthly premium rate (in U.S. $) | 6.30 |
| Coverage amount (in U.S. $) | 80,000 | Monthly premium rate (in U.S. $) | 5.60 |
| Coverage amount (in U.S. $) | 70,000 | Monthly premium rate (in U.S. $) | 4.90 |
| Coverage amount (in U.S. $) | 60,000 | Monthly premium rate (in U.S. $) | 4.20 |
| Coverage amount (in U.S. $) | 50,000 | Monthly premium rate (in U.S. $) | 3.50 |
| Coverage amount (in U.S. $) | 40,000 | Monthly premium rate (in U.S. $) | 2.80 |
| Coverage amount (in U.S. $) | 30,000 | Monthly premium rate (in U.S. $) | 2.10 |
| Coverage amount (in U.S. $) | 20,000 | Monthly premium rate (in U.S. $) | 1.40 |
| Coverage amount (in U.S. $) | 10,000 | Monthly premium rate (in U.S. $) | 0.70 |
Ages 30 to 34
| Coverage amount (in U.S. $) | Monthly premium rate (in U.S. $) | ||
|---|---|---|---|
| Coverage amount (in U.S. $) | 500,000 | Monthly premium rate (in U.S. $) | 45.00 |
| Coverage amount (in U.S. $) | 490,000 | Monthly premium rate (in U.S. $) | 44.10 |
| Coverage amount (in U.S. $) | 480,000 | Monthly premium rate (in U.S. $) | 43.20 |
| Coverage amount (in U.S. $) | 470,000 | Monthly premium rate (in U.S. $) | 42.30 |
| Coverage amount (in U.S. $) | 460,000 | Monthly premium rate (in U.S. $) | 41.40 |
| Coverage amount (in U.S. $) | 450,000 | Monthly premium rate (in U.S. $) | 40.50 |
| Coverage amount (in U.S. $) | 440,000 | Monthly premium rate (in U.S. $) | 39.60 |
| Coverage amount (in U.S. $) | 430,000 | Monthly premium rate (in U.S. $) | 38.70 |
| Coverage amount (in U.S. $) | 420,000 | Monthly premium rate (in U.S. $) | 37.80 |
| Coverage amount (in U.S. $) | 410,000 | Monthly premium rate (in U.S. $) | 36.90 |
| Coverage amount (in U.S. $) | 400,000 | Monthly premium rate (in U.S. $) | 36.00 |
| Coverage amount (in U.S. $) | 390,000 | Monthly premium rate (in U.S. $) | 35.10 |
| Coverage amount (in U.S. $) | 380,000 | Monthly premium rate (in U.S. $) | 34.20 |
| Coverage amount (in U.S. $) | 370,000 | Monthly premium rate (in U.S. $) | 33.30 |
| Coverage amount (in U.S. $) | 360,000 | Monthly premium rate (in U.S. $) | 32.40 |
| Coverage amount (in U.S. $) | 350,000 | Monthly premium rate (in U.S. $) | 31.50 |
| Coverage amount (in U.S. $) | 340,000 | Monthly premium rate (in U.S. $) | 30.60 |
| Coverage amount (in U.S. $) | 330,000 | Monthly premium rate (in U.S. $) | 29.70 |
| Coverage amount (in U.S. $) | 320,000 | Monthly premium rate (in U.S. $) | 28.80 |
| Coverage amount (in U.S. $) | 310,000 | Monthly premium rate (in U.S. $) | 27.90 |
| Coverage amount (in U.S. $) | 300,000 | Monthly premium rate (in U.S. $) | 27.00 |
| Coverage amount (in U.S. $) | 290,000 | Monthly premium rate (in U.S. $) | 26.10 |
| Coverage amount (in U.S. $) | 280,000 | Monthly premium rate (in U.S. $) | 25.20 |
| Coverage amount (in U.S. $) | 270,000 | Monthly premium rate (in U.S. $) | 24.30 |
| Coverage amount (in U.S. $) | 260,000 | Monthly premium rate (in U.S. $) | 23.40 |
| Coverage amount (in U.S. $) | 250,000 | Monthly premium rate (in U.S. $) | 22.50 |
| Coverage amount (in U.S. $) | 240,000 | Monthly premium rate (in U.S. $) | 21.60 |
| Coverage amount (in U.S. $) | 230,000 | Monthly premium rate (in U.S. $) | 20.70 |
| Coverage amount (in U.S. $) | 220,000 | Monthly premium rate (in U.S. $) | 19.80 |
| Coverage amount (in U.S. $) | 210,000 | Monthly premium rate (in U.S. $) | 18.90 |
| Coverage amount (in U.S. $) | 200,000 | Monthly premium rate (in U.S. $) | 18.00 |
| Coverage amount (in U.S. $) | 190,000 | Monthly premium rate (in U.S. $) | 17.10 |
| Coverage amount (in U.S. $) | 180,000 | Monthly premium rate (in U.S. $) | 16.20 |
| Coverage amount (in U.S. $) | 170,000 | Monthly premium rate (in U.S. $) | 15.30 |
| Coverage amount (in U.S. $) | 160,000 | Monthly premium rate (in U.S. $) | 14.40 |
| Coverage amount (in U.S. $) | 150,000 | Monthly premium rate (in U.S. $) | 13.50 |
| Coverage amount (in U.S. $) | 140,000 | Monthly premium rate (in U.S. $) | 12.60 |
| Coverage amount (in U.S. $) | 130,000 | Monthly premium rate (in U.S. $) | 11.70 |
| Coverage amount (in U.S. $) | 120,000 | Monthly premium rate (in U.S. $) | 10.80 |
| Coverage amount (in U.S. $) | 110,000 | Monthly premium rate (in U.S. $) | 9.90 |
| Coverage amount (in U.S. $) | 100,000 | Monthly premium rate (in U.S. $) | 9.00 |
| Coverage amount (in U.S. $) | 90,000 | Monthly premium rate (in U.S. $) | 8.10 |
| Coverage amount (in U.S. $) | 80,000 | Monthly premium rate (in U.S. $) | 7.20 |
| Coverage amount (in U.S. $) | 70,000 | Monthly premium rate (in U.S. $) | 6.30 |
| Coverage amount (in U.S. $) | 60,000 | Monthly premium rate (in U.S. $) | 5.40 |
| Coverage amount (in U.S. $) | 50,000 | Monthly premium rate (in U.S. $) | 4.50 |
| Coverage amount (in U.S. $) | 40,000 | Monthly premium rate (in U.S. $) | 3.60 |
| Coverage amount (in U.S. $) | 30,000 | Monthly premium rate (in U.S. $) | 2.70 |
| Coverage amount (in U.S. $) | 20,000 | Monthly premium rate (in U.S. $) | 1.80 |
| Coverage amount (in U.S. $) | 10,000 | Monthly premium rate (in U.S. $) | 0.90 |
Ages 35 to 39
| Coverage amount (in U.S. $) | Monthly premium rate (in U.S. $) | ||
|---|---|---|---|
| Coverage amount (in U.S. $) | 500,000 | Monthly premium rate (in U.S. $) | 60.00 |
| Coverage amount (in U.S. $) | 490,000 | Monthly premium rate (in U.S. $) | 58.80 |
| Coverage amount (in U.S. $) | 480,000 | Monthly premium rate (in U.S. $) | 57.60 |
| Coverage amount (in U.S. $) | 470,000 | Monthly premium rate (in U.S. $) | 56.40 |
| Coverage amount (in U.S. $) | 460,000 | Monthly premium rate (in U.S. $) | 55.20 |
| Coverage amount (in U.S. $) | 450,000 | Monthly premium rate (in U.S. $) | 54.00 |
| Coverage amount (in U.S. $) | 440,000 | Monthly premium rate (in U.S. $) | 52.80 |
| Coverage amount (in U.S. $) | 430,000 | Monthly premium rate (in U.S. $) | 51.60 |
| Coverage amount (in U.S. $) | 420,000 | Monthly premium rate (in U.S. $) | 50.40 |
| Coverage amount (in U.S. $) | 410,000 | Monthly premium rate (in U.S. $) | 49.20 |
| Coverage amount (in U.S. $) | 400,000 | Monthly premium rate (in U.S. $) | 48.00 |
| Coverage amount (in U.S. $) | 390,000 | Monthly premium rate (in U.S. $) | 46.80 |
| Coverage amount (in U.S. $) | 380,000 | Monthly premium rate (in U.S. $) | 45.60 |
| Coverage amount (in U.S. $) | 370,000 | Monthly premium rate (in U.S. $) | 44.40 |
| Coverage amount (in U.S. $) | 360,000 | Monthly premium rate (in U.S. $) | 43.20 |
| Coverage amount (in U.S. $) | 350,000 | Monthly premium rate (in U.S. $) | 42.00 |
| Coverage amount (in U.S. $) | 340,000 | Monthly premium rate (in U.S. $) | 40.80 |
| Coverage amount (in U.S. $) | 330,000 | Monthly premium rate (in U.S. $) | 39.60 |
| Coverage amount (in U.S. $) | 320,000 | Monthly premium rate (in U.S. $) | 38.40 |
| Coverage amount (in U.S. $) | 310,000 | Monthly premium rate (in U.S. $) | 37.20 |
| Coverage amount (in U.S. $) | 300,000 | Monthly premium rate (in U.S. $) | 36.00 |
| Coverage amount (in U.S. $) | 290,000 | Monthly premium rate (in U.S. $) | 34.80 |
| Coverage amount (in U.S. $) | 280,000 | Monthly premium rate (in U.S. $) | 33.60 |
| Coverage amount (in U.S. $) | 270,000 | Monthly premium rate (in U.S. $) | 32.40 |
| Coverage amount (in U.S. $) | 260,000 | Monthly premium rate (in U.S. $) | 31.20 |
| Coverage amount (in U.S. $) | 250,000 | Monthly premium rate (in U.S. $) | 30.00 |
| Coverage amount (in U.S. $) | 240,000 | Monthly premium rate (in U.S. $) | 28.80 |
| Coverage amount (in U.S. $) | 230,000 | Monthly premium rate (in U.S. $) | 27.60 |
| Coverage amount (in U.S. $) | 220,000 | Monthly premium rate (in U.S. $) | 26.40 |
| Coverage amount (in U.S. $) | 210,000 | Monthly premium rate (in U.S. $) | 25.20 |
| Coverage amount (in U.S. $) | 200,000 | Monthly premium rate (in U.S. $) | 24.00 |
| Coverage amount (in U.S. $) | 190,000 | Monthly premium rate (in U.S. $) | 22.80 |
| Coverage amount (in U.S. $) | 180,000 | Monthly premium rate (in U.S. $) | 21.60 |
| Coverage amount (in U.S. $) | 170,000 | Monthly premium rate (in U.S. $) | 20.40 |
| Coverage amount (in U.S. $) | 160,000 | Monthly premium rate (in U.S. $) | 19.20 |
| Coverage amount (in U.S. $) | 150,000 | Monthly premium rate (in U.S. $) | 18.00 |
| Coverage amount (in U.S. $) | 140,000 | Monthly premium rate (in U.S. $) | 16.80 |
| Coverage amount (in U.S. $) | 130,000 | Monthly premium rate (in U.S. $) | 15.60 |
| Coverage amount (in U.S. $) | 120,000 | Monthly premium rate (in U.S. $) | 14.40 |
| Coverage amount (in U.S. $) | 110,000 | Monthly premium rate (in U.S. $) | 13.20 |
| Coverage amount (in U.S. $) | 100,000 | Monthly premium rate (in U.S. $) | 12.00 |
| Coverage amount (in U.S. $) | 90,000 | Monthly premium rate (in U.S. $) | 10.80 |
| Coverage amount (in U.S. $) | 80,000 | Monthly premium rate (in U.S. $) | 9.60 |
| Coverage amount (in U.S. $) | 70,000 | Monthly premium rate (in U.S. $) | 8.40 |
| Coverage amount (in U.S. $) | 60,000 | Monthly premium rate (in U.S. $) | 7.20 |
| Coverage amount (in U.S. $) | 50,000 | Monthly premium rate (in U.S. $) | 6.00 |
| Coverage amount (in U.S. $) | 40,000 | Monthly premium rate (in U.S. $) | 4.80 |
| Coverage amount (in U.S. $) | 30,000 | Monthly premium rate (in U.S. $) | 3.60 |
| Coverage amount (in U.S. $) | 20,000 | Monthly premium rate (in U.S. $) | 2.40 |
| Coverage amount (in U.S. $) | 10,000 | Monthly premium rate (in U.S. $) | 1.20 |
Ages 40 to 44
| Coverage amount (in U.S. $) | Monthly premium rate (in U.S. $) | ||
|---|---|---|---|
| Coverage amount (in U.S. $) | 500,000 | Monthly premium rate (in U.S. $) | 80.00 |
| Coverage amount (in U.S. $) | 490,000 | Monthly premium rate (in U.S. $) | 78.40 |
| Coverage amount (in U.S. $) | 480,000 | Monthly premium rate (in U.S. $) | 76.80 |
| Coverage amount (in U.S. $) | 470,000 | Monthly premium rate (in U.S. $) | 75.20 |
| Coverage amount (in U.S. $) | 460,000 | Monthly premium rate (in U.S. $) | 73.60 |
| Coverage amount (in U.S. $) | 450,000 | Monthly premium rate (in U.S. $) | 72.00 |
| Coverage amount (in U.S. $) | 440,000 | Monthly premium rate (in U.S. $) | 70.40 |
| Coverage amount (in U.S. $) | 430,000 | Monthly premium rate (in U.S. $) | 68.80 |
| Coverage amount (in U.S. $) | 420,000 | Monthly premium rate (in U.S. $) | 67.20 |
| Coverage amount (in U.S. $) | 410,000 | Monthly premium rate (in U.S. $) | 65.60 |
| Coverage amount (in U.S. $) | 400,000 | Monthly premium rate (in U.S. $) | 64.00 |
| Coverage amount (in U.S. $) | 390,000 | Monthly premium rate (in U.S. $) | 62.40 |
| Coverage amount (in U.S. $) | 380,000 | Monthly premium rate (in U.S. $) | 60.80 |
| Coverage amount (in U.S. $) | 370,000 | Monthly premium rate (in U.S. $) | 59.20 |
| Coverage amount (in U.S. $) | 360,000 | Monthly premium rate (in U.S. $) | 57.60 |
| Coverage amount (in U.S. $) | 350,000 | Monthly premium rate (in U.S. $) | 56.00 |
| Coverage amount (in U.S. $) | 340,000 | Monthly premium rate (in U.S. $) | 54.40 |
| Coverage amount (in U.S. $) | 330,000 | Monthly premium rate (in U.S. $) | 52.80 |
| Coverage amount (in U.S. $) | 320,000 | Monthly premium rate (in U.S. $) | 51.20 |
| Coverage amount (in U.S. $) | 310,000 | Monthly premium rate (in U.S. $) | 49.60 |
| Coverage amount (in U.S. $) | 300,000 | Monthly premium rate (in U.S. $) | 48.00 |
| Coverage amount (in U.S. $) | 290,000 | Monthly premium rate (in U.S. $) | 46.40 |
| Coverage amount (in U.S. $) | 280,000 | Monthly premium rate (in U.S. $) | 44.80 |
| Coverage amount (in U.S. $) | 270,000 | Monthly premium rate (in U.S. $) | 43.20 |
| Coverage amount (in U.S. $) | 260,000 | Monthly premium rate (in U.S. $) | 41.60 |
| Coverage amount (in U.S. $) | 250,000 | Monthly premium rate (in U.S. $) | 40.00 |
| Coverage amount (in U.S. $) | 240,000 | Monthly premium rate (in U.S. $) | 38.40 |
| Coverage amount (in U.S. $) | 230,000 | Monthly premium rate (in U.S. $) | 36.80 |
| Coverage amount (in U.S. $) | 220,000 | Monthly premium rate (in U.S. $) | 35.20 |
| Coverage amount (in U.S. $) | 210,000 | Monthly premium rate (in U.S. $) | 33.60 |
| Coverage amount (in U.S. $) | 200,000 | Monthly premium rate (in U.S. $) | 32.00 |
| Coverage amount (in U.S. $) | 190,000 | Monthly premium rate (in U.S. $) | 30.40 |
| Coverage amount (in U.S. $) | 180,000 | Monthly premium rate (in U.S. $) | 28.80 |
| Coverage amount (in U.S. $) | 170,000 | Monthly premium rate (in U.S. $) | 27.20 |
| Coverage amount (in U.S. $) | 160,000 | Monthly premium rate (in U.S. $) | 25.60 |
| Coverage amount (in U.S. $) | 150,000 | Monthly premium rate (in U.S. $) | 24.00 |
| Coverage amount (in U.S. $) | 140,000 | Monthly premium rate (in U.S. $) | 22.40 |
| Coverage amount (in U.S. $) | 130,000 | Monthly premium rate (in U.S. $) | 20.8 |
| Coverage amount (in U.S. $) | 120,000 | Monthly premium rate (in U.S. $) | 19.20 |
| Coverage amount (in U.S. $) | 110,000 | Monthly premium rate (in U.S. $) | 17.60 |
| Coverage amount (in U.S. $) | 100,000 | Monthly premium rate (in U.S. $) | 16.00 |
| Coverage amount (in U.S. $) | 90,000 | Monthly premium rate (in U.S. $) | 14.40 |
| Coverage amount (in U.S. $) | 80,000 | Monthly premium rate (in U.S. $) | 12.8 |
| Coverage amount (in U.S. $) | 70,000 | Monthly premium rate (in U.S. $) | 11.20 |
| Coverage amount (in U.S. $) | 60,000 | Monthly premium rate (in U.S. $) | 9.60 |
| Coverage amount (in U.S. $) | 50,000 | Monthly premium rate (in U.S. $) | 8.00 |
| Coverage amount (in U.S. $) | 40,000 | Monthly premium rate (in U.S. $) | 6.40 |
| Coverage amount (in U.S. $) | 30,000 | Monthly premium rate (in U.S. $) | 4.80 |
| Coverage amount (in U.S. $) | 20,000 | Monthly premium rate (in U.S. $) | 3.20 |
| Coverage amount (in U.S. $) | 10,000 | Monthly premium rate (in U.S. $) | 1.60 |
Ages 45 to 49
| Coverage amount (in U.S. $) | Monthly premium rate (in U.S. $) | ||
|---|---|---|---|
| Coverage amount (in U.S. $) | 500,000 | Monthly premium rate (in U.S. $) | 105.00 |
| Coverage amount (in U.S. $) | 490,000 | Monthly premium rate (in U.S. $) | 102.90 |
| Coverage amount (in U.S. $) | 480,000 | Monthly premium rate (in U.S. $) | 100.80 |
| Coverage amount (in U.S. $) | 470,000 | Monthly premium rate (in U.S. $) | 98.70 |
| Coverage amount (in U.S. $) | 460,000 | Monthly premium rate (in U.S. $) | 96.60 |
| Coverage amount (in U.S. $) | 450,000 | Monthly premium rate (in U.S. $) | 94.50 |
| Coverage amount (in U.S. $) | 440,000 | Monthly premium rate (in U.S. $) | 92.40 |
| Coverage amount (in U.S. $) | 430,000 | Monthly premium rate (in U.S. $) | 90.30 |
| Coverage amount (in U.S. $) | 420,000 | Monthly premium rate (in U.S. $) | 88.20 |
| Coverage amount (in U.S. $) | 410,000 | Monthly premium rate (in U.S. $) | 86.10 |
| Coverage amount (in U.S. $) | 400,000 | Monthly premium rate (in U.S. $) | 84.00 |
| Coverage amount (in U.S. $) | 390,000 | Monthly premium rate (in U.S. $) | 81.90 |
| Coverage amount (in U.S. $) | 380,000 | Monthly premium rate (in U.S. $) | 79.80 |
| Coverage amount (in U.S. $) | 370,000 | Monthly premium rate (in U.S. $) | 77.70 |
| Coverage amount (in U.S. $) | 360,000 | Monthly premium rate (in U.S. $) | 75.60 |
| Coverage amount (in U.S. $) | 350,000 | Monthly premium rate (in U.S. $) | 73.50 |
| Coverage amount (in U.S. $) | 340,000 | Monthly premium rate (in U.S. $) | 71.40 |
| Coverage amount (in U.S. $) | 330,000 | Monthly premium rate (in U.S. $) | 69.30 |
| Coverage amount (in U.S. $) | 320,000 | Monthly premium rate (in U.S. $) | 67.20 |
| Coverage amount (in U.S. $) | 310,000 | Monthly premium rate (in U.S. $) | 65.10 |
| Coverage amount (in U.S. $) | 300,000 | Monthly premium rate (in U.S. $) | 63.00 |
| Coverage amount (in U.S. $) | 290,000 | Monthly premium rate (in U.S. $) | 60.90 |
| Coverage amount (in U.S. $) | 280,000 | Monthly premium rate (in U.S. $) | 58.80 |
| Coverage amount (in U.S. $) | 270,000 | Monthly premium rate (in U.S. $) | 56.70 |
| Coverage amount (in U.S. $) | 260,000 | Monthly premium rate (in U.S. $) | 54.60 |
| Coverage amount (in U.S. $) | 250,000 | Monthly premium rate (in U.S. $) | 52.50 |
| Coverage amount (in U.S. $) | 240,000 | Monthly premium rate (in U.S. $) | 50.40 |
| Coverage amount (in U.S. $) | 230,000 | Monthly premium rate (in U.S. $) | 48.30 |
| Coverage amount (in U.S. $) | 220,000 | Monthly premium rate (in U.S. $) | 46.20 |
| Coverage amount (in U.S. $) | 210,000 | Monthly premium rate (in U.S. $) | 44.10 |
| Coverage amount (in U.S. $) | 200,000 | Monthly premium rate (in U.S. $) | 42.00 |
| Coverage amount (in U.S. $) | 190,000 | Monthly premium rate (in U.S. $) | 39.90 |
| Coverage amount (in U.S. $) | 180,000 | Monthly premium rate (in U.S. $) | 37.80 |
| Coverage amount (in U.S. $) | 170,000 | Monthly premium rate (in U.S. $) | 35.70 |
| Coverage amount (in U.S. $) | 160,000 | Monthly premium rate (in U.S. $) | 33.60 |
| Coverage amount (in U.S. $) | 150,000 | Monthly premium rate (in U.S. $) | 31.50 |
| Coverage amount (in U.S. $) | 140,000 | Monthly premium rate (in U.S. $) | 29.40 |
| Coverage amount (in U.S. $) | 130,000 | Monthly premium rate (in U.S. $) | 27.30 |
| Coverage amount (in U.S. $) | 120,000 | Monthly premium rate (in U.S. $) | 25.20 |
| Coverage amount (in U.S. $) | 110,000 | Monthly premium rate (in U.S. $) | 23.10 |
| Coverage amount (in U.S. $) | 100,000 | Monthly premium rate (in U.S. $) | 21.00 |
| Coverage amount (in U.S. $) | 90,000 | Monthly premium rate (in U.S. $) | 18.90 |
| Coverage amount (in U.S. $) | 80,000 | Monthly premium rate (in U.S. $) | 16.80 |
| Coverage amount (in U.S. $) | 70,000 | Monthly premium rate (in U.S. $) | 14.70 |
| Coverage amount (in U.S. $) | 60,000 | Monthly premium rate (in U.S. $) | 12.60 |
| Coverage amount (in U.S. $) | 50,000 | Monthly premium rate (in U.S. $) | 10.50 |
| Coverage amount (in U.S. $) | 40,000 | Monthly premium rate (in U.S. $) | 8.40 |
| Coverage amount (in U.S. $) | 30,000 | Monthly premium rate (in U.S. $) | 6.30 |
| Coverage amount (in U.S. $) | 20,000 | Monthly premium rate (in U.S. $) | 4.20 |
| Coverage amount (in U.S. $) | 10,000 | Monthly premium rate (in U.S. $) | 2.10 |
Ages 50 to 54
| Coverage amount (in U.S. $) | Monthly premium rate (in U.S.$) | ||
|---|---|---|---|
| Coverage amount (in U.S. $) | 500,000 | Monthly premium rate (in U.S.$) | 165.00 |
| Coverage amount (in U.S. $) | 490,000 | Monthly premium rate (in U.S.$) | 161.70 |
| Coverage amount (in U.S. $) | 480,000 | Monthly premium rate (in U.S.$) | 158.40 |
| Coverage amount (in U.S. $) | 470,000 | Monthly premium rate (in U.S.$) | 155.10 |
| Coverage amount (in U.S. $) | 460,000 | Monthly premium rate (in U.S.$) | 151.80 |
| Coverage amount (in U.S. $) | 450,000 | Monthly premium rate (in U.S.$) | 148.50 |
| Coverage amount (in U.S. $) | 440,000 | Monthly premium rate (in U.S.$) | 145.20 |
| Coverage amount (in U.S. $) | 430,000 | Monthly premium rate (in U.S.$) | 141.90 |
| Coverage amount (in U.S. $) | 420,000 | Monthly premium rate (in U.S.$) | 138.60 |
| Coverage amount (in U.S. $) | 410,000 | Monthly premium rate (in U.S.$) | 135.30 |
| Coverage amount (in U.S. $) | 400,000 | Monthly premium rate (in U.S.$) | 132.00 |
| Coverage amount (in U.S. $) | 390,000 | Monthly premium rate (in U.S.$) | 128.70 |
| Coverage amount (in U.S. $) | 380,000 | Monthly premium rate (in U.S.$) | 125.40 |
| Coverage amount (in U.S. $) | 370,000 | Monthly premium rate (in U.S.$) | 122.10 |
| Coverage amount (in U.S. $) | 360,000 | Monthly premium rate (in U.S.$) | 118.80 |
| Coverage amount (in U.S. $) | 350,000 | Monthly premium rate (in U.S.$) | 115.50 |
| Coverage amount (in U.S. $) | 340,000 | Monthly premium rate (in U.S.$) | 112.20 |
| Coverage amount (in U.S. $) | 330,000 | Monthly premium rate (in U.S.$) | 108.90 |
| Coverage amount (in U.S. $) | 320,000 | Monthly premium rate (in U.S.$) | 105.60 |
| Coverage amount (in U.S. $) | 310,000 | Monthly premium rate (in U.S.$) | 102.30 |
| Coverage amount (in U.S. $) | 300,000 | Monthly premium rate (in U.S.$) | 99.00 |
| Coverage amount (in U.S. $) | 290,000 | Monthly premium rate (in U.S.$) | 95.70 |
| Coverage amount (in U.S. $) | 280,000 | Monthly premium rate (in U.S.$) | 92.40 |
| Coverage amount (in U.S. $) | 270,000 | Monthly premium rate (in U.S.$) | 89.10 |
| Coverage amount (in U.S. $) | 260,000 | Monthly premium rate (in U.S.$) | 85.80 |
| Coverage amount (in U.S. $) | 250,000 | Monthly premium rate (in U.S.$) | 82.50 |
| Coverage amount (in U.S. $) | 240,000 | Monthly premium rate (in U.S.$) | 79.20 |
| Coverage amount (in U.S. $) | 230,000 | Monthly premium rate (in U.S.$) | 75.90 |
| Coverage amount (in U.S. $) | 220,000 | Monthly premium rate (in U.S.$) | 72.60 |
| Coverage amount (in U.S. $) | 210,000 | Monthly premium rate (in U.S.$) | 69.30 |
| Coverage amount (in U.S. $) | 200,000 | Monthly premium rate (in U.S.$) | 66.00 |
| Coverage amount (in U.S. $) | 190,000 | Monthly premium rate (in U.S.$) | 62.70 |
| Coverage amount (in U.S. $) | 180,000 | Monthly premium rate (in U.S.$) | 59.40 |
| Coverage amount (in U.S. $) | 170,000 | Monthly premium rate (in U.S.$) | 56.10 |
| Coverage amount (in U.S. $) | 160,000 | Monthly premium rate (in U.S.$) | 52.80 |
| Coverage amount (in U.S. $) | 150,000 | Monthly premium rate (in U.S.$) | 49.50 |
| Coverage amount (in U.S. $) | 140,000 | Monthly premium rate (in U.S.$) | 46.20 |
| Coverage amount (in U.S. $) | 130,000 | Monthly premium rate (in U.S.$) | 42.90 |
| Coverage amount (in U.S. $) | 120,000 | Monthly premium rate (in U.S.$) | 39.60 |
| Coverage amount (in U.S. $) | 110,000 | Monthly premium rate (in U.S.$) | 36.30 |
| Coverage amount (in U.S. $) | 100,000 | Monthly premium rate (in U.S.$) | 33.00 |
| Coverage amount (in U.S. $) | 90,000 | Monthly premium rate (in U.S.$) | 29.70 |
| Coverage amount (in U.S. $) | 80,000 | Monthly premium rate (in U.S.$) | 26.40 |
| Coverage amount (in U.S. $) | 70,000 | Monthly premium rate (in U.S.$) | 23.10 |
| Coverage amount (in U.S. $) | 60,000 | Monthly premium rate (in U.S.$) | 19.80 |
| Coverage amount (in U.S. $) | 50,000 | Monthly premium rate (in U.S.$) | 16.50 |
| Coverage amount (in U.S. $) | 40,000 | Monthly premium rate (in U.S.$) | 13.20 |
| Coverage amount (in U.S. $) | 30,000 | Monthly premium rate (in U.S.$) | 9.90 |
| Coverage amount (in U.S. $) | 20,000 | Monthly premium rate (in U.S.$) | 6.60 |
| Coverage amount (in U.S. $) | 10,000 | Monthly premium rate (in U.S.$) | 3.30 |
Ages 55 to 59
| Coverage amount (in U.S. $) | Monthly premium rate (in U.S. $) | ||
|---|---|---|---|
| Coverage amount (in U.S. $) | 500,000 | Monthly premium rate (in U.S. $) | 300.00 |
| Coverage amount (in U.S. $) | 490,000 | Monthly premium rate (in U.S. $) | 294.00 |
| Coverage amount (in U.S. $) | 480,000 | Monthly premium rate (in U.S. $) | 288.00 |
| Coverage amount (in U.S. $) | 470,000 | Monthly premium rate (in U.S. $) | 282.00 |
| Coverage amount (in U.S. $) | 460,000 | Monthly premium rate (in U.S. $) | 276.00 |
| Coverage amount (in U.S. $) | 450,000 | Monthly premium rate (in U.S. $) | 270.00 |
| Coverage amount (in U.S. $) | 440,000 | Monthly premium rate (in U.S. $) | 264.00 |
| Coverage amount (in U.S. $) | 430,000 | Monthly premium rate (in U.S. $) | 258.00 |
| Coverage amount (in U.S. $) | 420,000 | Monthly premium rate (in U.S. $) | 252.00 |
| Coverage amount (in U.S. $) | 410,000 | Monthly premium rate (in U.S. $) | 246.00 |
| Coverage amount (in U.S. $) | 400,000 | Monthly premium rate (in U.S. $) | 240.00 |
| Coverage amount (in U.S. $) | 390,000 | Monthly premium rate (in U.S. $) | 234.00 |
| Coverage amount (in U.S. $) | 380,000 | Monthly premium rate (in U.S. $) | 228.00 |
| Coverage amount (in U.S. $) | 370,000 | Monthly premium rate (in U.S. $) | 222.00 |
| Coverage amount (in U.S. $) | 360,000 | Monthly premium rate (in U.S. $) | 216.00 |
| Coverage amount (in U.S. $) | 350,000 | Monthly premium rate (in U.S. $) | 210.00 |
| Coverage amount (in U.S. $) | 340,000 | Monthly premium rate (in U.S. $) | 204.00 |
| Coverage amount (in U.S. $) | 330,000 | Monthly premium rate (in U.S. $) | 198.00 |
| Coverage amount (in U.S. $) | 320,000 | Monthly premium rate (in U.S. $) | 192.00 |
| Coverage amount (in U.S. $) | 310,000 | Monthly premium rate (in U.S. $) | 186.00 |
| Coverage amount (in U.S. $) | 300,000 | Monthly premium rate (in U.S. $) | 180.00 |
| Coverage amount (in U.S. $) | 290,000 | Monthly premium rate (in U.S. $) | 174.00 |
| Coverage amount (in U.S. $) | 280,000 | Monthly premium rate (in U.S. $) | 168.00 |
| Coverage amount (in U.S. $) | 270,000 | Monthly premium rate (in U.S. $) | 162.00 |
| Coverage amount (in U.S. $) | 260,000 | Monthly premium rate (in U.S. $) | 156.00 |
| Coverage amount (in U.S. $) | 250,000 | Monthly premium rate (in U.S. $) | 150.00 |
| Coverage amount (in U.S. $) | 240,000 | Monthly premium rate (in U.S. $) | 144.00 |
| Coverage amount (in U.S. $) | 230,000 | Monthly premium rate (in U.S. $) | 138.00 |
| Coverage amount (in U.S. $) | 220,000 | Monthly premium rate (in U.S. $) | 132.00 |
| Coverage amount (in U.S. $) | 210,000 | Monthly premium rate (in U.S. $) | 126.00 |
| Coverage amount (in U.S. $) | 200,000 | Monthly premium rate (in U.S. $) | 120.00 |
| Coverage amount (in U.S. $) | 190,000 | Monthly premium rate (in U.S. $) | 114.00 |
| Coverage amount (in U.S. $) | 180,000 | Monthly premium rate (in U.S. $) | 108.00 |
| Coverage amount (in U.S. $) | 170,000 | Monthly premium rate (in U.S. $) | 102.00 |
| Coverage amount (in U.S. $) | 160,000 | Monthly premium rate (in U.S. $) | 96.00 |
| Coverage amount (in U.S. $) | 150,000 | Monthly premium rate (in U.S. $) | 90.00 |
| Coverage amount (in U.S. $) | 140,000 | Monthly premium rate (in U.S. $) | 84.00 |
| Coverage amount (in U.S. $) | 130,000 | Monthly premium rate (in U.S. $) | 78.00 |
| Coverage amount (in U.S. $) | 120,000 | Monthly premium rate (in U.S. $) | 72.00 |
| Coverage amount (in U.S. $) | 110,000 | Monthly premium rate (in U.S. $) | 66.00 |
| Coverage amount (in U.S. $) | 100,000 | Monthly premium rate (in U.S. $) | 60.00 |
| Coverage amount (in U.S. $) | 90,000 | Monthly premium rate (in U.S. $) | 54.00 |
| Coverage amount (in U.S. $) | 80,000 | Monthly premium rate (in U.S. $) | 48.00 |
| Coverage amount (in U.S. $) | 70,000 | Monthly premium rate (in U.S. $) | 42.00 |
| Coverage amount (in U.S. $) | 60,000 | Monthly premium rate (in U.S. $) | 36.00 |
| Coverage amount (in U.S. $) | 50,000 | Monthly premium rate (in U.S. $) | 30.00 |
| Coverage amount (in U.S. $) | 40,000 | Monthly premium rate (in U.S. $) | 24.00 |
| Coverage amount (in U.S. $) | 30,000 | Monthly premium rate (in U.S. $) | 18.00 |
| Coverage amount (in U.S. $) | 20,000 | Monthly premium rate (in U.S. $) | 12.00 |
| Coverage amount (in U.S. $) | 10,000 | Monthly premium rate (in U.S. $) | 6.00 |
Ages 60 to 64
| Coverage amount (in U.S. $) | Monthly premium rate (in U.S. $) | ||
|---|---|---|---|
| Coverage amount (in U.S. $) | 500,000 | Monthly premium rate (in U.S. $) | 495.00 |
| Coverage amount (in U.S. $) | 490,000 | Monthly premium rate (in U.S. $) | 485.10 |
| Coverage amount (in U.S. $) | 480,000 | Monthly premium rate (in U.S. $) | 475.20 |
| Coverage amount (in U.S. $) | 470,000 | Monthly premium rate (in U.S. $) | 465.30 |
| Coverage amount (in U.S. $) | 460,000 | Monthly premium rate (in U.S. $) | 455.40 |
| Coverage amount (in U.S. $) | 450,000 | Monthly premium rate (in U.S. $) | 445.50 |
| Coverage amount (in U.S. $) | 440,000 | Monthly premium rate (in U.S. $) | 435.60 |
| Coverage amount (in U.S. $) | 430,000 | Monthly premium rate (in U.S. $) | 425.70 |
| Coverage amount (in U.S. $) | 420,000 | Monthly premium rate (in U.S. $) | 415.80 |
| Coverage amount (in U.S. $) | 410,000 | Monthly premium rate (in U.S. $) | 405.90 |
| Coverage amount (in U.S. $) | 400,000 | Monthly premium rate (in U.S. $) | 396.00 |
| Coverage amount (in U.S. $) | 390,000 | Monthly premium rate (in U.S. $) | 386.10 |
| Coverage amount (in U.S. $) | 380,000 | Monthly premium rate (in U.S. $) | 376.20 |
| Coverage amount (in U.S. $) | 370,000 | Monthly premium rate (in U.S. $) | 366.30 |
| Coverage amount (in U.S. $) | 360,000 | Monthly premium rate (in U.S. $) | 356.40 |
| Coverage amount (in U.S. $) | 350,000 | Monthly premium rate (in U.S. $) | 346.50 |
| Coverage amount (in U.S. $) | 340,000 | Monthly premium rate (in U.S. $) | 336.60 |
| Coverage amount (in U.S. $) | 330,000 | Monthly premium rate (in U.S. $) | 326.70 |
| Coverage amount (in U.S. $) | 320,000 | Monthly premium rate (in U.S. $) | 316.80 |
| Coverage amount (in U.S. $) | 310,000 | Monthly premium rate (in U.S. $) | 306.90 |
| Coverage amount (in U.S. $) | 300,000 | Monthly premium rate (in U.S. $) | 297.00 |
| Coverage amount (in U.S. $) | 290,000 | Monthly premium rate (in U.S. $) | 287.10 |
| Coverage amount (in U.S. $) | 280,000 | Monthly premium rate (in U.S. $) | 277.20 |
| Coverage amount (in U.S. $) | 270,000 | Monthly premium rate (in U.S. $) | 267.30 |
| Coverage amount (in U.S. $) | 260,000 | Monthly premium rate (in U.S. $) | 257.40 |
| Coverage amount (in U.S. $) | 250,000 | Monthly premium rate (in U.S. $) | 247.50 |
| Coverage amount (in U.S. $) | 240,000 | Monthly premium rate (in U.S. $) | 237.60 |
| Coverage amount (in U.S. $) | 230,000 | Monthly premium rate (in U.S. $) | 227.70 |
| Coverage amount (in U.S. $) | 220,000 | Monthly premium rate (in U.S. $) | 217.80 |
| Coverage amount (in U.S. $) | 210,000 | Monthly premium rate (in U.S. $) | 207.90 |
| Coverage amount (in U.S. $) | 200,000 | Monthly premium rate (in U.S. $) | 198.00 |
| Coverage amount (in U.S. $) | 190,000 | Monthly premium rate (in U.S. $) | 188.10 |
| Coverage amount (in U.S. $) | 180,000 | Monthly premium rate (in U.S. $) | 178.20 |
| Coverage amount (in U.S. $) | 170,000 | Monthly premium rate (in U.S. $) | 168.30 |
| Coverage amount (in U.S. $) | 160,000 | Monthly premium rate (in U.S. $) | 158.40 |
| Coverage amount (in U.S. $) | 150,000 | Monthly premium rate (in U.S. $) | 148.50 |
| Coverage amount (in U.S. $) | 140,000 | Monthly premium rate (in U.S. $) | 138.60 |
| Coverage amount (in U.S. $) | 130,000 | Monthly premium rate (in U.S. $) | 128.70 |
| Coverage amount (in U.S. $) | 120,000 | Monthly premium rate (in U.S. $) | 118.80 |
| Coverage amount (in U.S. $) | 110,000 | Monthly premium rate (in U.S. $) | 108.90 |
| Coverage amount (in U.S. $) | 100,000 | Monthly premium rate (in U.S. $) | 99.00 |
| Coverage amount (in U.S. $) | 90,000 | Monthly premium rate (in U.S. $) | 89.10 |
| Coverage amount (in U.S. $) | 80,000 | Monthly premium rate (in U.S. $) | 79.20 |
| Coverage amount (in U.S. $) | 70,000 | Monthly premium rate (in U.S. $) | 69.30 |
| Coverage amount (in U.S. $) | 60,000 | Monthly premium rate (in U.S. $) | 59.40 |
| Coverage amount (in U.S. $) | 50,000 | Monthly premium rate (in U.S. $) | 49.50 |
| Coverage amount (in U.S. $) | 40,000 | Monthly premium rate (in U.S. $) | 39.60 |
| Coverage amount (in U.S. $) | 30,000 | Monthly premium rate (in U.S. $) | 29.70 |
| Coverage amount (in U.S. $) | 20,000 | Monthly premium rate (in U.S. $) | 19.80 |
| Coverage amount (in U.S. $) | 10,000 | Monthly premium rate (in U.S. $) | 9.90 |
Ages 65 to 69
| Coverage amount (in U.S. $) | Monthly premium rate (in U.S. $) | ||
|---|---|---|---|
| Coverage amount (in U.S. $) | 500,000 | Monthly premium rate (in U.S. $) | 735.00 |
| Coverage amount (in U.S. $) | 490,000 | Monthly premium rate (in U.S. $) | 720.30 |
| Coverage amount (in U.S. $) | 480,000 | Monthly premium rate (in U.S. $) | 705.60 |
| Coverage amount (in U.S. $) | 470,000 | Monthly premium rate (in U.S. $) | 690.90 |
| Coverage amount (in U.S. $) | 460,000 | Monthly premium rate (in U.S. $) | 676.20 |
| Coverage amount (in U.S. $) | 450,000 | Monthly premium rate (in U.S. $) | 661.50 |
| Coverage amount (in U.S. $) | 440,000 | Monthly premium rate (in U.S. $) | 646.80 |
| Coverage amount (in U.S. $) | 430,000 | Monthly premium rate (in U.S. $) | 632.10 |
| Coverage amount (in U.S. $) | 420,000 | Monthly premium rate (in U.S. $) | 617.40 |
| Coverage amount (in U.S. $) | 410,000 | Monthly premium rate (in U.S. $) | 602.70 |
| Coverage amount (in U.S. $) | 400,000 | Monthly premium rate (in U.S. $) | 588.00 |
| Coverage amount (in U.S. $) | 390,000 | Monthly premium rate (in U.S. $) | 573.30 |
| Coverage amount (in U.S. $) | 380,000 | Monthly premium rate (in U.S. $) | 558.60 |
| Coverage amount (in U.S. $) | 370,000 | Monthly premium rate (in U.S. $) | 543.90 |
| Coverage amount (in U.S. $) | 360,000 | Monthly premium rate (in U.S. $) | 529.20 |
| Coverage amount (in U.S. $) | 350,000 | Monthly premium rate (in U.S. $) | 514.50 |
| Coverage amount (in U.S. $) | 340,000 | Monthly premium rate (in U.S. $) | 499.80 |
| Coverage amount (in U.S. $) | 330,000 | Monthly premium rate (in U.S. $) | 485.10 |
| Coverage amount (in U.S. $) | 320,000 | Monthly premium rate (in U.S. $) | 470.40 |
| Coverage amount (in U.S. $) | 310,000 | Monthly premium rate (in U.S. $) | 455.70 |
| Coverage amount (in U.S. $) | 300,000 | Monthly premium rate (in U.S. $) | 441.00 |
| Coverage amount (in U.S. $) | 290,000 | Monthly premium rate (in U.S. $) | 426.30 |
| Coverage amount (in U.S. $) | 280,000 | Monthly premium rate (in U.S. $) | 411.60 |
| Coverage amount (in U.S. $) | 270,000 | Monthly premium rate (in U.S. $) | 396.90 |
| Coverage amount (in U.S. $) | 260,000 | Monthly premium rate (in U.S. $) | 382.20 |
| Coverage amount (in U.S. $) | 250,000 | Monthly premium rate (in U.S. $) | 367.50 |
| Coverage amount (in U.S. $) | 240,000 | Monthly premium rate (in U.S. $) | 352.80 |
| Coverage amount (in U.S. $) | 230,000 | Monthly premium rate (in U.S. $) | 338.10 |
| Coverage amount (in U.S. $) | 220,000 | Monthly premium rate (in U.S. $) | 323.40 |
| Coverage amount (in U.S. $) | 210,000 | Monthly premium rate (in U.S. $) | 308.70 |
| Coverage amount (in U.S. $) | 200,000 | Monthly premium rate (in U.S. $) | 294.00 |
| Coverage amount (in U.S. $) | 190,000 | Monthly premium rate (in U.S. $) | 279.30 |
| Coverage amount (in U.S. $) | 180,000 | Monthly premium rate (in U.S. $) | 264.60 |
| Coverage amount (in U.S. $) | 170,000 | Monthly premium rate (in U.S. $) | 249.90 |
| Coverage amount (in U.S. $) | 160,000 | Monthly premium rate (in U.S. $) | 235.20 |
| Coverage amount (in U.S. $) | 150,000 | Monthly premium rate (in U.S. $) | 220.50 |
| Coverage amount (in U.S. $) | 140,000 | Monthly premium rate (in U.S. $) | 205.80 |
| Coverage amount (in U.S. $) | 130,000 | Monthly premium rate (in U.S. $) | 191.10 |
| Coverage amount (in U.S. $) | 120,000 | Monthly premium rate (in U.S. $) | 176.40 |
| Coverage amount (in U.S. $) | 110,000 | Monthly premium rate (in U.S. $) | 161.70 |
| Coverage amount (in U.S. $) | 100,000 | Monthly premium rate (in U.S. $) | 147.00 |
| Coverage amount (in U.S. $) | 90,000 | Monthly premium rate (in U.S. $) | 132.30 |
| Coverage amount (in U.S. $) | 80,000 | Monthly premium rate (in U.S. $) | 117.60 |
| Coverage amount (in U.S. $) | 70,000 | Monthly premium rate (in U.S. $) | 102.90 |
| Coverage amount (in U.S. $) | 60,000 | Monthly premium rate (in U.S. $) | 88.20 |
| Coverage amount (in U.S. $) | 50,000 | Monthly premium rate (in U.S. $) | 73.50 |
| Coverage amount (in U.S. $) | 40,000 | Monthly premium rate (in U.S. $) | 58.80 |
| Coverage amount (in U.S. $) | 30,000 | Monthly premium rate (in U.S. $) | 44.10 |
| Coverage amount (in U.S. $) | 20,000 | Monthly premium rate (in U.S. $) | 29.40 |
| Coverage amount (in U.S. $) | 10,000 | Monthly premium rate (in U.S. $) | 14.70 |
Ages 70 to 74
| Coverage amount (in U.S. $) | Monthly premium rate (in U.S. $) | ||
|---|---|---|---|
| Coverage amount (in U.S. $) | 500,000 | Monthly premium rate (in U.S. $) | 1,130.00 |
| Coverage amount (in U.S. $) | 490,000 | Monthly premium rate (in U.S. $) | 1,107.40 |
| Coverage amount (in U.S. $) | 480,000 | Monthly premium rate (in U.S. $) | 1,084.80 |
| Coverage amount (in U.S. $) | 470,000 | Monthly premium rate (in U.S. $) | 1,062.20 |
| Coverage amount (in U.S. $) | 460,000 | Monthly premium rate (in U.S. $) | 1,039.60 |
| Coverage amount (in U.S. $) | 450,000 | Monthly premium rate (in U.S. $) | 1,017.00 |
| Coverage amount (in U.S. $) | 440,000 | Monthly premium rate (in U.S. $) | 994.40 |
| Coverage amount (in U.S. $) | 430,000 | Monthly premium rate (in U.S. $) | 971.80 |
| Coverage amount (in U.S. $) | 420,000 | Monthly premium rate (in U.S. $) | 949.20 |
| Coverage amount (in U.S. $) | 410,000 | Monthly premium rate (in U.S. $) | 926.60 |
| Coverage amount (in U.S. $) | 400,000 | Monthly premium rate (in U.S. $) | 904.00 |
| Coverage amount (in U.S. $) | 390,000 | Monthly premium rate (in U.S. $) | 881.40 |
| Coverage amount (in U.S. $) | 380,000 | Monthly premium rate (in U.S. $) | 858.80 |
| Coverage amount (in U.S. $) | 370,000 | Monthly premium rate (in U.S. $) | 836.20 |
| Coverage amount (in U.S. $) | 360,000 | Monthly premium rate (in U.S. $) | 813.60 |
| Coverage amount (in U.S. $) | 350,000 | Monthly premium rate (in U.S. $) | 791.00 |
| Coverage amount (in U.S. $) | 340,000 | Monthly premium rate (in U.S. $) | 768.40 |
| Coverage amount (in U.S. $) | 330,000 | Monthly premium rate (in U.S. $) | 745.80 |
| Coverage amount (in U.S. $) | 320,000 | Monthly premium rate (in U.S. $) | 723.20 |
| Coverage amount (in U.S. $) | 310,000 | Monthly premium rate (in U.S. $) | 700.60 |
| Coverage amount (in U.S. $) | 300,000 | Monthly premium rate (in U.S. $) | 678.00 |
| Coverage amount (in U.S. $) | 290,000 | Monthly premium rate (in U.S. $) | 655.40 |
| Coverage amount (in U.S. $) | 280,000 | Monthly premium rate (in U.S. $) | 632.80 |
| Coverage amount (in U.S. $) | 270,000 | Monthly premium rate (in U.S. $) | 610.20 |
| Coverage amount (in U.S. $) | 260,000 | Monthly premium rate (in U.S. $) | 587.60 |
| Coverage amount (in U.S. $) | 250,000 | Monthly premium rate (in U.S. $) | 565.00 |
| Coverage amount (in U.S. $) | 240,000 | Monthly premium rate (in U.S. $) | 542.40 |
| Coverage amount (in U.S. $) | 230,000 | Monthly premium rate (in U.S. $) | 519.80 |
| Coverage amount (in U.S. $) | 220,000 | Monthly premium rate (in U.S. $) | 497.20 |
| Coverage amount (in U.S. $) | 210,000 | Monthly premium rate (in U.S. $) | 474.60 |
| Coverage amount (in U.S. $) | 200,000 | Monthly premium rate (in U.S. $) | 452.00 |
| Coverage amount (in U.S. $) | 190,000 | Monthly premium rate (in U.S. $) | 429.40 |
| Coverage amount (in U.S. $) | 180,000 | Monthly premium rate (in U.S. $) | 406.80 |
| Coverage amount (in U.S. $) | 170,000 | Monthly premium rate (in U.S. $) | 384.20 |
| Coverage amount (in U.S. $) | 160,000 | Monthly premium rate (in U.S. $) | 361.60 |
| Coverage amount (in U.S. $) | 150,000 | Monthly premium rate (in U.S. $) | 339.00 |
| Coverage amount (in U.S. $) | 140,000 | Monthly premium rate (in U.S. $) | 316.40 |
| Coverage amount (in U.S. $) | 130,000 | Monthly premium rate (in U.S. $) | 293.80 |
| Coverage amount (in U.S. $) | 120,000 | Monthly premium rate (in U.S. $) | 271.20 |
| Coverage amount (in U.S. $) | 110,000 | Monthly premium rate (in U.S. $) | 248.60 |
| Coverage amount (in U.S. $) | 100,000 | Monthly premium rate (in U.S. $) | 226.00 |
| Coverage amount (in U.S. $) | 90,000 | Monthly premium rate (in U.S. $) | 203.40 |
| Coverage amount (in U.S. $) | 80,000 | Monthly premium rate (in U.S. $) | 180.80 |
| Coverage amount (in U.S. $) | 70,000 | Monthly premium rate (in U.S. $) | 158.20 |
| Coverage amount (in U.S. $) | 60,000 | Monthly premium rate (in U.S. $) | 135.60 |
| Coverage amount (in U.S. $) | 50,000 | Monthly premium rate (in U.S. $) | 113.00 |
| Coverage amount (in U.S. $) | 40,000 | Monthly premium rate (in U.S. $) | 90.40 |
| Coverage amount (in U.S. $) | 30,000 | Monthly premium rate (in U.S. $) | 67.80 |
| Coverage amount (in U.S. $) | 20,000 | Monthly premium rate (in U.S. $) | 45.20 |
| Coverage amount (in U.S. $) | 10,000 | Monthly premium rate (in U.S. $) | 22.60 |
Ages 75 to 79
| Coverage amount (in U.S. $) | Monthly premium rate (in U.S. $) | ||
|---|---|---|---|
| Coverage amount (in U.S. $) | 500,000 | Monthly premium rate (in U.S. $) | 2,140.00 |
| Coverage amount (in U.S. $) | 490,000 | Monthly premium rate (in U.S. $) | 2,097.20 |
| Coverage amount (in U.S. $) | 480,000 | Monthly premium rate (in U.S. $) | 2,054.40 |
| Coverage amount (in U.S. $) | 470,000 | Monthly premium rate (in U.S. $) | 2,011.60 |
| Coverage amount (in U.S. $) | 460,000 | Monthly premium rate (in U.S. $) | 1,968.80 |
| Coverage amount (in U.S. $) | 450,000 | Monthly premium rate (in U.S. $) | 1,926.00 |
| Coverage amount (in U.S. $) | 440,000 | Monthly premium rate (in U.S. $) | 1,883.20 |
| Coverage amount (in U.S. $) | 430,000 | Monthly premium rate (in U.S. $) | 1,840.40 |
| Coverage amount (in U.S. $) | 420,000 | Monthly premium rate (in U.S. $) | 1,797.60 |
| Coverage amount (in U.S. $) | 410,000 | Monthly premium rate (in U.S. $) | 1,754.80 |
| Coverage amount (in U.S. $) | 400,000 | Monthly premium rate (in U.S. $) | 1,712.00 |
| Coverage amount (in U.S. $) | 390,000 | Monthly premium rate (in U.S. $) | 1,669.20 |
| Coverage amount (in U.S. $) | 380,000 | Monthly premium rate (in U.S. $) | 1,626.40 |
| Coverage amount (in U.S. $) | 370,000 | Monthly premium rate (in U.S. $) | 1,583.60 |
| Coverage amount (in U.S. $) | 360,000 | Monthly premium rate (in U.S. $) | 1,540.80 |
| Coverage amount (in U.S. $) | 350,000 | Monthly premium rate (in U.S. $) | 1,498.00 |
| Coverage amount (in U.S. $) | 340,000 | Monthly premium rate (in U.S. $) | 1,455.20 |
| Coverage amount (in U.S. $) | 330,000 | Monthly premium rate (in U.S. $) | 1,412.40 |
| Coverage amount (in U.S. $) | 320,000 | Monthly premium rate (in U.S. $) | 1,369.60 |
| Coverage amount (in U.S. $) | 310,000 | Monthly premium rate (in U.S. $) | 1,326.80 |
| Coverage amount (in U.S. $) | 300,000 | Monthly premium rate (in U.S. $) | 1,284.00 |
| Coverage amount (in U.S. $) | 290,000 | Monthly premium rate (in U.S. $) | 1,241.20 |
| Coverage amount (in U.S. $) | 280,000 | Monthly premium rate (in U.S. $) | 1,198.40 |
| Coverage amount (in U.S. $) | 270,000 | Monthly premium rate (in U.S. $) | 1,155.60 |
| Coverage amount (in U.S. $) | 260,000 | Monthly premium rate (in U.S. $) | 1,112.80 |
| Coverage amount (in U.S. $) | 250,000 | Monthly premium rate (in U.S. $) | 1,070.00 |
| Coverage amount (in U.S. $) | 240,000 | Monthly premium rate (in U.S. $) | 1,027.20 |
| Coverage amount (in U.S. $) | 230,000 | Monthly premium rate (in U.S. $) | 984.40 |
| Coverage amount (in U.S. $) | 220,000 | Monthly premium rate (in U.S. $) | 941.60 |
| Coverage amount (in U.S. $) | 210,000 | Monthly premium rate (in U.S. $) | 898.80 |
| Coverage amount (in U.S. $) | 200,000 | Monthly premium rate (in U.S. $) | 856.00 |
| Coverage amount (in U.S. $) | 190,000 | Monthly premium rate (in U.S. $) | 813.20 |
| Coverage amount (in U.S. $) | 180,000 | Monthly premium rate (in U.S. $) | 770.40 |
| Coverage amount (in U.S. $) | 170,000 | Monthly premium rate (in U.S. $) | 727.60 |
| Coverage amount (in U.S. $) | 160,000 | Monthly premium rate (in U.S. $) | 684.80 |
| Coverage amount (in U.S. $) | 150,000 | Monthly premium rate (in U.S. $) | 642.00 |
| Coverage amount (in U.S. $) | 140,000 | Monthly premium rate (in U.S. $) | 599.20 |
| Coverage amount (in U.S. $) | 130,000 | Monthly premium rate (in U.S. $) | 556.40 |
| Coverage amount (in U.S. $) | 120,000 | Monthly premium rate (in U.S. $) | 513.60 |
| Coverage amount (in U.S. $) | 110,000 | Monthly premium rate (in U.S. $) | 470.80 |
| Coverage amount (in U.S. $) | 100,000 | Monthly premium rate (in U.S. $) | 428.00 |
| Coverage amount (in U.S. $) | 90,000 | Monthly premium rate (in U.S. $) | 385.20 |
| Coverage amount (in U.S. $) | 80,000 | Monthly premium rate (in U.S. $) | 342.40 |
| Coverage amount (in U.S. $) | 70,000 | Monthly premium rate (in U.S. $) | 299.60 |
| Coverage amount (in U.S. $) | 60,000 | Monthly premium rate (in U.S. $) | 256.80 |
| Coverage amount (in U.S. $) | 50,000 | Monthly premium rate (in U.S. $) | 214.00 |
| Coverage amount (in U.S. $) | 40,000 | Monthly premium rate (in U.S. $) | 171.20 |
| Coverage amount (in U.S. $) | 30,000 | Monthly premium rate (in U.S. $) | 128.40 |
| Coverage amount (in U.S. $) | 20,000 | Monthly premium rate (in U.S. $) | 85.60 |
| Coverage amount (in U.S. $) | 10,000 | Monthly premium rate (in U.S. $) | 42.80 |
Ages 80 and older
| Coverage amount (in U.S. $) | Monthly premium rate (in U.S. $) | ||
|---|---|---|---|
| Coverage amount (in U.S. $) | 500,000 | Monthly premium rate (in U.S. $) | 2,250.00 |
| Coverage amount (in U.S. $) | 490,000 | Monthly premium rate (in U.S. $) | 2,205.00 |
| Coverage amount (in U.S. $) | 480,000 | Monthly premium rate (in U.S. $) | 2,160.00 |
| Coverage amount (in U.S. $) | 470,000 | Monthly premium rate (in U.S. $) | 2,115.00 |
| Coverage amount (in U.S. $) | 460,000 | Monthly premium rate (in U.S. $) | 2,070.00 |
| Coverage amount (in U.S. $) | 450,000 | Monthly premium rate (in U.S. $) | 2,025.00 |
| Coverage amount (in U.S. $) | 440,000 | Monthly premium rate (in U.S. $) | 1,980.00 |
| Coverage amount (in U.S. $) | 430,000 | Monthly premium rate (in U.S. $) | 1,935.00 |
| Coverage amount (in U.S. $) | 420,000 | Monthly premium rate (in U.S. $) | 1,890.00 |
| Coverage amount (in U.S. $) | 410,000 | Monthly premium rate (in U.S. $) | 1,845.00 |
| Coverage amount (in U.S. $) | 400,000 | Monthly premium rate (in U.S. $) | 1,800.00 |
| Coverage amount (in U.S. $) | 390,000 | Monthly premium rate (in U.S. $) | 1,755.00 |
| Coverage amount (in U.S. $) | 380,000 | Monthly premium rate (in U.S. $) | 1,710.00 |
| Coverage amount (in U.S. $) | 370,000 | Monthly premium rate (in U.S. $) | 1,665.00 |
| Coverage amount (in U.S. $) | 360,000 | Monthly premium rate (in U.S. $) | 1,620.00 |
| Coverage amount (in U.S. $) | 350,000 | Monthly premium rate (in U.S. $) | 1,575.00 |
| Coverage amount (in U.S. $) | 340,000 | Monthly premium rate (in U.S. $) | 1,530.00 |
| Coverage amount (in U.S. $) | 330,000 | Monthly premium rate (in U.S. $) | 1,485.00 |
| Coverage amount (in U.S. $) | 320,000 | Monthly premium rate (in U.S. $) | 1,440.00 |
| Coverage amount (in U.S. $) | 310,000 | Monthly premium rate (in U.S. $) | 1,395.00 |
| Coverage amount (in U.S. $) | 300,000 | Monthly premium rate (in U.S. $) | 1,350.00 |
| Coverage amount (in U.S. $) | 290,000 | Monthly premium rate (in U.S. $) | 1,305.00 |
| Coverage amount (in U.S. $) | 280,000 | Monthly premium rate (in U.S. $) | 1,260.00 |
| Coverage amount (in U.S. $) | 270,000 | Monthly premium rate (in U.S. $) | 1,215.00 |
| Coverage amount (in U.S. $) | 260,000 | Monthly premium rate (in U.S. $) | 1,170.00 |
| Coverage amount (in U.S. $) | 250,000 | Monthly premium rate (in U.S. $) | 1,125.00 |
| Coverage amount (in U.S. $) | 240,000 | Monthly premium rate (in U.S. $) | 1,080.00 |
| Coverage amount (in U.S. $) | 230,000 | Monthly premium rate (in U.S. $) | 1,035.00 |
| Coverage amount (in U.S. $) | 220,000 | Monthly premium rate (in U.S. $) | 990.00 |
| Coverage amount (in U.S. $) | 210,000 | Monthly premium rate (in U.S. $) | 945.00 |
| Coverage amount (in U.S. $) | 200,000 | Monthly premium rate (in U.S. $) | 900.00 |
| Coverage amount (in U.S. $) | 190,000 | Monthly premium rate (in U.S. $) | 855.00 |
| Coverage amount (in U.S. $) | 180,000 | Monthly premium rate (in U.S. $) | 810.00 |
| Coverage amount (in U.S. $) | 170,000 | Monthly premium rate (in U.S. $) | 765.00 |
| Coverage amount (in U.S. $) | 160,000 | Monthly premium rate (in U.S. $) | 720.00 |
| Coverage amount (in U.S. $) | 150,000 | Monthly premium rate (in U.S. $) | 675.00 |
| Coverage amount (in U.S. $) | 140,000 | Monthly premium rate (in U.S. $) | 630.00 |
| Coverage amount (in U.S. $) | 130,000 | Monthly premium rate (in U.S. $) | 585.00 |
| Coverage amount (in U.S. $) | 120,000 | Monthly premium rate (in U.S. $) | 540.00 |
| Coverage amount (in U.S. $) | 110,000 | Monthly premium rate (in U.S. $) | 495.00 |
| Coverage amount (in U.S. $) | 100,000 | Monthly premium rate (in U.S. $) | 450.00 |
| Coverage amount (in U.S. $) | 90,000 | Monthly premium rate (in U.S. $) | 405.00 |
| Coverage amount (in U.S. $) | 80,000 | Monthly premium rate (in U.S. $) | 360.00 |
| Coverage amount (in U.S. $) | 70,000 | Monthly premium rate (in U.S. $) | 315.00 |
| Coverage amount (in U.S. $) | 60,000 | Monthly premium rate (in U.S. $) | 270.00 |
| Coverage amount (in U.S. $) | 50,000 | Monthly premium rate (in U.S. $) | 225.00 |
| Coverage amount (in U.S. $) | 40,000 | Monthly premium rate (in U.S. $) | 180.00 |
| Coverage amount (in U.S. $) | 30,000 | Monthly premium rate (in U.S. $) | 135.00 |
| Coverage amount (in U.S. $) | 20,000 | Monthly premium rate (in U.S. $) | 90.00 |
| Coverage amount (in U.S. $) | 10,000 | Monthly premium rate (in U.S. $) | 45.00 |
Can I choose or update my beneficiaries?
Yes. You can choose your beneficiaries (the people you pick to get the money from your life insurance policy if you die) and change them as needed.
Update your beneficiary information in 1 of these ways:
- Access your policy online.
Find your policy through Prudential Life Insurance Company of America, or - Fill out a VGLI Beneficiary Designation form (SGLV 8721).
Get SGLV 8721 to download
Fax the form to 800-236-6142, or mail it to this address:
OSGLI
PO Box 41618
Philadelphia, PA 19176-9913
Can I convert my VGLI policy into a commercial policy?
Yes. You can convert your policy into a commercial (civilian) policy at any time. You’ll be able to convert at standard premium rates, without having to provide proof that you’re in good health.
Convert your VGLI policy with these steps:
-
Choose your new insurance company.
-
Apply at the local sales office of your chosen company.
-
Get a letter from OSGLI confirming that you have VGLI coverage (called a VGLI Conversion Notice) and give the letter to the agent who takes your application.
Note: The conversion policy must be a permanent policy, such as a whole life policy. You can’t convert to other types of policies, like term, variable life, or universal life insurance. And supplementary policy benefits, like Accidental Death and Dismemberment or Waiver of Premium for Disability, aren’t considered part of the conversion policy.
What if I need help with my claim?
If you have questions about Servicemembers’ or Veterans’ Group Life Insurance, you can call the Office of Servicemembers’ Group Life Insurance (OSGLI) at 800-419-1473 or email the Prudential Insurance Company.
Which forms would my family member need?
- To request an advance insurance payment for a service member who’s terminally ill, a family member would file a Claim for Accelerated Benefits (SGLV 8284).
Get SGLV 8284 to download - To receive an insurance payment after a service member has died, a family member would file a Claim for Death Benefits (SGLV 8283).
Get SGLV 8283 to download