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Qualifying Life Events Toolkit

[To link directly to this toolkit from your websites, go to www.health.mil/QLEToolkit]

TRICARE QLE Web Banner

Military families experience lots of change. Many of these changes count as QLEs for TRICARE. 

QLEs provide a unique opportunity for beneficiaries to make enrollment changes. With TRICARE PrimeA managed care option available in Prime Service Areas in the United States; you have an assigned primary care manager who provides most of your care.TRICARE Prime, including the US Family Health PlanA Prime option available through networks of community-based, not-for-profit health care systems in six areas of the U.S.US Family Health Plan (USFHP), and TRICARE SelectTRICARE Select is a self-managed, preferred provider network plan. TRICARE Select is a fee-for-service option in the United States that allows you to get care from any TRICARE-authorized provider.  Enrollment is required to participate.TRICARE Select, the only other time beneficiaries can make enrollment changes is during the annual TRICARE Open Season.

A QLE for one family member creates a chance for all eligible family members to change their TRICARE health plan during a 90-day eligibility window. A QLE may also mean a beneficiary is no longer eligible for a TRICARE health plan.

Some QLEs may mean beneficiaries become newly eligible for certain premium-based health plans (TRICARE Reserve SelectA premium-based plan for qualified Selected Reserve members and their families.TRICARE Reserve Select, TRICARE Retired ReserveA preimum-based plan for qualified Retired Reserve members and their families.TRICARE Retired Reserve, TRICARE Young AdultA premium-based plan for qualified adult children.TRICARE Young Adult, and the Continued Health Care Benefit Program). Enrollment in premium-based health plans can take place at any time throughout the year.

Use the tabs on the left to learn about your options after a QLE and what actions you can take.

Graphics

This digital toolkit provides a variety of graphics you can use on your digital and social media platforms to educate beneficiaries about TRICARE Qualifying Life Events. 


Activating

 This image describes how Activating may change your TRICARE plan options    This image describes how a change in sponsor status may change your TRICARE plan options


Adopting a Child

This image describes how adopting a child may change your TRICARE plan option  This image describes how adopting a child may change your TRICARE plan option


Birth of a Child

This image describes how giving birth may change your TRICARE plan options  This image describes how giving birth overseas in an active duty family may change your TRICARE plan options

This image describes how giving birth stateside in an active duty family may change your TRICARE plan options  This image describes how giving birth overseas in a retiree family may change your TRICARE plan options  This image describes how giving birth stateside in a retiree family may change your TRICARE plan options

  This image describes how giving birth stateside in an active duty family may change your TRICARE plan options  This image describes how giving birth overseas in an active duty family may change your TRICARE plan options

This image describes how giving birth overseas in an active duty family may change your TRICARE plan options  This image describes how giving birth stateside in an active duty family may change your TRICARE plan options  


Changing Command-Sponsorship Overseas

This image describes how a change in command sponsorship may change your TRICARE plan options This image describes how gaining or losing permission for family accompaniment


Children Becoming Adults

This image describes how children becoming adults may change your TRICARE plan options


Court Placement of a Child

This image describes how the court placement of a child may change your TRICARE plan options  This image describes how the court placement of a child may change your TRICARE plan options


Deactivating

This image describes how deactivating may change your TRICARE plan options  This image describes how death may change your TRICARE plan options


Death in the Family

This image describes how a death in the family may change your TRICARE plan options  This image describes how death may change your TRICARE plan options


Divorce or Annulment

This image describes how divorce may change your TRICARE plan options  This image describes how a divorce annulment may change your TRICARE plan options


Gaining or Losing Other Health Insurance

This image describes how losing or gaining OHI may change your TRICARE plan options  This image describes how losing or gaining OHI may change your TRICARE plan options


Getting Married

This image describes how getting married may change your TRICARE plan options  This image describes how getting married may change your TRICARE plan options


Going to College

This image describes how your child going to college may change your TRICARE plan options  This image describes how your child going to college may change your TRICARE plan options


Government-Directed Change

This image describes how a government directed PCM change may change your TRICARE plan options  This image describes how a government directed PCM change may change your TRICARE plan options

This image describes how a government directed health plan change may change your TRICARE plan options  This image describes how a government directed health plan change may change your TRICARE plan options


Moving

This image describe how moving may change your TRICARE plan options  This image describes how moving may change your TRICARE plan options


Retiring from Active Duty 

This image describes how retiring from active duty may change your TRICARE plan options  This image describes how retiring from active duty may change your TRICARE plan options


Separating from Active Duty

This image describes how separating from active duty may change your TRICARE plan options  This image describes how separating from active duty may change your TRICARE plan options


Turning Age 60

This image describes how turning age 60 may change your TRICARE plan options  This image describes how turning age 60 may change your TRICARE plan options


 Turning Age 65

 This image describes how turning 65 may change your TRICARE plan options  This image describes how turning 65 may change your TRICARE plan options


News Feed

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Separating from the military means that you leave the service before you retire. You and your family may qualify for temporary health care coverage when you separate from the service. Learn more https://www.tricare.mil/LifeEvents/Separating.

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When you leave active duty after serving more than 30 days, you deactivate. Your coverage depends on whether your time was for a preplanned mission or in support of a contingency operation. Learn more at https://www.tricare.mil/LifeEvents/Deactivating.

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TRICARE QLE Knowledge Retiring from Active Duty

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When you retire, your TRICARE options will change and you’ll need to take action. Learn more at www.tricare.mil/retiring.

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TRICARE QLE Knowledge Getting Divorced 2

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TRICARE QLE Knowledge - Getting Divorced, Former Spouses

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TRICARE Qualifying Life Events

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Display this poster in your facility to educate beneficiaries about TRICARE's qualifying life events which could trigger a change in your TRICARE coverage.

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TRICARE QLE: Adopting a Child

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TRICARE QLE: Retired National Guard or Reserve Member Turning 60

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Retiring from the National Guard and Reserve isn’t itself a QLE. However, turning age 60 after having retired from the National Guard and Reserve is a QLE. Retired Reserve members have different TRICARE options available before and after age 60. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

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TRICARE QLE: Gaining or Losing Command-Sponsorship in Overseas Areas

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Family members may need to be command-sponsored in some overseas locations to qualify to enroll in some plans. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

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TRICARE QLE: Separating from Active Duty

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TRICARE QLE: Deactivating

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When you leave active duty after serving more than 30 days, you deactivate. Your coverage depends on whether your time was for a preplanned mission or in support of a contingency operation. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

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TRICARE QLE: Changing your Command Sponsorship in Overseas Areas

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TRICARE QLE: Having a Baby Overseas (Active Duty Families)

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Last Updated: June 22, 2022

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