The following terms and conditions apply to transactions made on the Apple Store Online (www.apple.com/in) using EMI or No Cost EMI as a payment option:
Apple India Private Limited (“Apple”) facilitates EMI and No Cost EMI. You will be presented with EMI and No Cost EMI payment options if your total transaction order meets the relevant minimum order value for your eligible credit card as set by your eligible Credit Card issuing bank, and in the event that Apple is running a No Cost EMI promotion.
For No Cost EMI, the amount equivalent to the total amount of interest payable on an EMI transaction will be discounted from your total transaction value upon choosing the No Cost EMI payment option. You will be liable to repay the principle loan amount and applicable interest to your eligible credit card issuing bank.
EMI and No Cost EMI are offered by and subject to the terms and conditions applicable between you and your eligible credit card issuing bank. Apple is not involved in any approval, extension, pricing, modification, pre-closure, closure or any matter incidental to offering the EMI payment option financing to you. This is decided at the sole discretion of your eligible credit card issuing bank.
No Cost EMI is not available or applicable for purchases made from the Apple Store Online for Education.
In the event of a price reduction of product(s) between the time your order is placed and shipped, Apple will automatically reduce the price paid for your product(s) accordingly. Apple will issue a credit equal to the price reduction to the original payment method. You will continue to be liable to repay the EMI principle loan amount and applicable interest to your eligible credit card issuing bank.
You understand that Apple may share your transaction order information with your eligible credit card issuing bank and you expressly consent to this sharing of data for these purposes.
Apple shall have no liability in the event your eligible credit card issuing bank refuses to process your EMI or No Cost EMI payment option transaction.
Apple on a best effort basis displays representative EMI and No Cost EMI related information (EMI amount, interest rate charged and total amount payable) for your purchase as per the information shared with Apple by your eligible credit card issuing bank on an "AS IS" basis. Your eligible credit card issuing bank is the authoritative source of this information and you are advised to contact your eligible credit card issuing bank for any further clarifications in this regard. For more information, we request you review the terms and conditions of your eligible credit card issuing bank offering such EMI payment option.
Apple does not charge you any processing or convenience fee for the purpose of facilitating an EMI or No Cost EMI payment option. Your eligible credit card issuing bank may charge processing and/or convenience fees in accordance with the terms and conditions applicable between you and your eligible credit card issuing bank.
In the event that you have a complaint, dispute or enquiry about an EMI transaction, we advise you to approach your eligible credit card issuing bank.
In the event that you cancel or return your product(s) purchased using an EMI or No Cost EMI payment option, Apple may facilitate a refund in accordance with Apple’s Sales Terms and Conditions. You are advised to check with your eligible credit card issuing bank how cancellation(s) or refund(s) will affect EMI and any pre-closure or interest charges levied on you.
Local sales tax, GST and all other applicable taxes and levies will apply to all orders and shall be payable by you.
The EMI and No Cost EMI payment options may be combined with other Apple promotions that are directed to individual end-user consumers and offered during the same promotional period on the Apple Store Online, subject to the terms, conditions, and limitations applicable to this promotion and such other Apple promotion(s).
Apple’s facilitation of the EMI payment option is void where prohibited or restricted by law. Apple may use any information provided in accordance with its privacy policies posted online at https://www.apple.com/in/legal/privacy/en-ww/. Apple reserves the right to change, modify or end the facilitation of an EMI payment option on the Apple Store Online and these Terms and Conditions at any time, without notice. Such changes shall not affect already processed orders, for which this version of the Terms and Conditions shall apply. You must be 18 years or over in order to use the EMI payment option on the Apple Store Online.
© 2021 Apple Inc. All rights reserved. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. All other marks appearing within this message are owned by Apple Inc. or may be trademarks of their respective companies.
You can receive cashback from Apple on behalf of your eligible credit card issuing bank when you make a purchase meeting a minimum order value in a single transaction on the Apple Store Online (www.apple.com/in) during the promotion period, subject to these terms and conditions:
The cashback payment is either (a) equal to the specified cashback percentage of your net total transaction when using your eligible credit card; or (b) a flat amount payable upon your net total transaction value meeting a designated minimum order value. Multiple transaction orders cannot be clubbed together for cashback, Apple may impose maximum limits on overall cashback payment from time to time.
Only purchases and deliveries within India made from the Apple Store Online are eligible. Purchases placed during the promotion period and shipped after the end of the promotion period are eligible.
The amount of cashback payable is based on your final transaction amount less any No Cost EMI discount and any other deductions. You can avail of cashback using your eligible credit card only once during a cashback promotion period.
The cashback payment is initiated once all products in the transaction order have been delivered to your registered address and Apple has received proof of delivery. Once initiated, the cashback should take no more than 7 days to be credited to your account. Any transaction order adjustments will result in cashback being recalculated.
In the event of a price reduction of product(s) between the time your order is placed and shipped, Apple will automatically reduce the price paid for your product(s) accordingly. Apple will issue a credit equal to the price reduction to the original payment card used. This may bring your total transaction value below the minimum order value to attract cashback and in the event your order falls below the minimum order value, cashback will not be payable to you.
Cashback is not available or applicable on purchases made from the Apple Store Online for Education.
Apple reserves the right to change without notice these Terms and Conditions or modify, extend or end the cashback offer at any time without notice. Changes will not affect already processed orders, for which this version of the Terms and Conditions shall apply. Local sales tax, GST and all other applicable taxes and levies will apply to all orders and shall be payable by you.
In the event that you cancel or return your items purchased under a cashback offer, Apple may facilitate a refund in accordance with the Sales Terms and Conditions. You are advised to check with your eligible credit card issuing bank how cancellation(s) or refund(s) will affect cashback and any pre-closure or interest charges levied on you.
Apple is facilitating cashback to your eligible credit card on behalf of your eligible credit card issuing bank and each cashback payment will show as a refund by Apple and your credit card issuing bank on your credit card statement.
In the event that you decide to cancel your transaction order, the transaction will not qualify for the cashback offer. If you cancel part of your transaction order, you may qualify for cashback if you remain eligible and only on the net amount you pay on your non-cancelled transaction value.
Your eligible credit card issuing bank and Apple reserve the right to disqualify you from the benefits of the cashback offer if any fraudulent activity is identified. You are not bound in any way to participate in this cashback offer, any participation is voluntary, and the cashback offer is made purely on a best effort basis. Nothing herein amounts to a commitment by Apple or your eligible credit card issuing bank to conduct further, similar or other cashback offers.
These Terms and Conditions are in addition and separate to the terms and conditions that you have agreed with your eligible credit card issuing bank.
You understand that Apple may share your transaction order information with your eligible credit card issuing bank for the purposes of this cashback offer and for checking your eligibility for your issuing bank’s products and services. By participating in this cashback offer, you expressly consent to this sharing of your data for these purposes.
Apple does not charge you any processing or convenience fee for the purpose of facilitating any cashback offer. Your eligible credit card issuing Bank may charge processing fees.
Cashback is void where prohibited or restricted by law. Apple may use any information provided in accordance with its privacy policies posted online at www.apple.com/in/privacy. Apple reserves the right to change, modify or end the facilitation of the cashback offer or these Terms and Conditions at any time, without notice. Such changes shall not affect already processed orders, for which this version of the Terms and Conditions shall apply. You must be 18 years or over in order to use the cashback offer option on the Apple Store Online.
© 2021 Apple Inc. All rights reserved. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. All other marks appearing within this message are owned by Apple Inc. or may be trademarks of their respective companies.