Apple Cash
![](/web/20220314231540im_/https://www.apple.com/v/apple-cash/a/images/overview/cash_hero_logo__3shzohux9cym_large.jpg)
Apple Cash works a lot like a debit card.1 Make secure, contactless purchases — both in stores and online. Send and receive money with just a text. Share funds with your kids on their own Apple Cash card. No matter how you use Apple Cash, you get simplicity
and safety you can put money on.
You can use Apple Cash with Apple Pay on your iPhone, Apple Watch, and iPad. It’s also easy to transfer funds, edit your account information, and manage your settings — all right in Wallet.
With Apple Cash, you can send and receive money with just a text message.2 In a few taps, you can tip your dog walker, request rent from your roommate, or chip in for your coworker’s baby shower gift. It’s easy to send money across the table — or across the country.
How to send moneyApple Cash uses Apple Pay to make shopping fast, safe, private, and easy. Since Apple Pay is accepted by over 85 percent of retailers in the U.S., there’s almost no end to where and how you can shop with your Apple Cash card — whether you’re in a store, online, or in an app. It’s your money, made modern.
Learn more about Apple PayWith Apple Cash Family, you can set up Apple Cash for anyone in your family under 18. Easily and securely send money for allowance, shopping, or just because — all in Messages.3 The funds go right to their own Apple Cash card in Wallet, ready to spend with Apple Pay. Or they can transfer the money to their bank account to save for the future. You can view your child’s balance and activity at any time. You can apply certain restrictions to their account. It’s the perfect amount of financial freedom for a child — with built-in protections for your peace of mind.
Out for your weekly Tex-Mex feast with Sarah? Ask Siri to send her half of the bill without putting down your taco. Siri makes sure your money and your requests go to the right people, right in Messages.
Apple Cash is more secure than a traditional debit card. For starters, it uses Face ID or Touch ID to authenticate your transactions — to make sure you’re, well, you. Your account number is never visible, so you don’t have to worry about theft. And there’s no physical card to lose when you’re out and about. It’s peace of mind on multiple levels.
Apple Cash is designed to protect your privacy. Apple never sells your personal data. And we don’t share your personal data with others so they can market to you. Your transaction history and spending habits stay private. In other words, we go out of our way to stay out of your business.
Every purchase you make with your Apple Card gets you up to 3% back in Daily Cash. And that Daily Cash goes directly onto your Apple Cash card, ready to use however and whenever you like.4 Use it today for a mid-morning coffee, or save it up for a state-of-the-art espresso machine.
It's easy to load money onto your Apple Cash card from your debit card, so you’re always ready to spend and send. And you can just as simply move money from your Apple Cash card to your bank account. Either way, Apple Cash gives you options you can bank on.
Learn more about money transfersApple Cash lets you send and receive money in Messages. The money you receive appears on your Apple Cash card in Wallet. You can spend it however you like, just as you would with physical cards and cash.
Apple Pay enables you to make secure, contactless purchases using your Apple Cash, your Apple Card, and any other credit and debit cards that you add to Wallet.
All your credit and debit cards,
transit cards, boarding passes,
and more. All in one place.
The credit card reimagined —
with no fees, unlimited Daily Cash
back, and helpful financial tools.5