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◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option available to select at checkout for certain Apple products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See https://support.apple.com/kb/HT211204 (Opens in a new window) for more information about eligible products. Variable APRs for Apple Card other than ACMI range from 10.99% to 21.99% based on creditworthiness. Rates as of April 1, 2020. If you choose the pay-in-full or one-time-payment option for an ACMI eligible purchase instead of choosing ACMI as the payment option at checkout, that purchase will be subject to the variable APR assigned to your Apple Card. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. See the Apple Card Customer Agreement (Opens in a new window) for more information. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government, and Veterans and Military Purchase Programs, or on refurbished devices. iPhone activation required on iPhone purchases made at an Apple Store with one of these national carriers: AT&T, Sprint, Verizon, or T-Mobile.
To access and use all the features of Apple Card, you must add Apple Card to Wallet on an iPhone or iPad with the latest version of iOS or iPadOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install.
Available for qualifying applicants in the United States.
Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.
Bands are subject to availability.
Leather and stainless steel bands are not water resistant.
Some features may not be available in all countries or regions. Click here to see complete list.
Apple Watch Series 7 requires an iPhone 6s or later with iOS 15 or later. Apple Watch SE and Apple Watch Series 3 require an iPhone 6s or later with iOS 14 or later.
A subscription is required for Apple Fitness+.
Apple Fitness+ requires iOS 14.3 or later, iPadOS 14.3 or later, watchOS 7.2 or later, and tvOS 14.3 or later.
To get the newest features, use Apple Fitness+ with Apple Watch Series 3 or later with watchOS 8 paired with iPhone 6s or later with iOS 15; iPad with iPadOS 15; and Apple TV 4K or Apple TV HD with tvOS 15.
Apple Fitness+ requires an Apple Watch Series 3 or later. Available when paired with iPhone 6s or later with iOS 14.3 or later.
Testing conducted by Apple in August 2021 using preproduction Apple Watch Series 7 (GPS) and Apple Watch Series 7 (GPS + Cellular) with Apple Watch Magnetic Fast Charging USB-C Cable (Model A2515) and Apple 20W USB-C Power Adapter (Model A2305), as well as Apple Watch Series 6 (GPS) and Apple Watch Series 6 (GPS + Cellular) with Apple Watch Magnetic Charging Cable (Models A2255 and A2256) and Apple 5W USB Power Adapter (Model A1385); each Apple Watch paired with an iPhone, all devices tested with prerelease software. Charge time varies with region, settings, and environmental factors; actual results will vary.
Fast charging is only compatible with Apple Watch Series 7. Other models will have regular charge times.
