Bajaj Finserv - Instant Loans,Credit Card,EMI Card

Introducing Bajaj Finserv, a one-stop solution for personal loan, credit card, EMI card, insurance, investments, bill payments & more. Through the Bajaj Finserv app, users can instantly apply for the following loan, investment & insurance product/services:

* Personal Loan with EMI calculator
* Bajaj Finserv RBL Credit Card
* EMI Card, Health Card, Add-on Card
* Home Loan Balance Transfer with EMI calculator
* Business Loan and EMI calculator
* Doctor Loan and CA Loan
* Fixed Deposits with Interest Calculator
* Insurance services
* Loan Against Property

Now you can use Bajaj Finserv app for utility bill payments such as:
1. Mobile recharge
2. Electricity bills
3. DTH recharge
4. Loan payments
5. FASTag

What’s new?
* Now the Bajaj Finserv app is available for everyone. Log in and explore the all-new features of the app
* Multi-lingual app - available in English, हिन्दी, मराठी, తెలుగు, മലയാളം, ગુજરાતી, বাঙ্গালী, தமிழ், ಕನ್ನಡ, ਪੰਜਾਬੀ, অসমীয়া, ଓଡିଆ, कोंकणी and اردو
* Bajaj Finserv is now your go-to bill payment app for DTH & mobile recharge
* Use EMI calculators - Personal loan, Home loan, Business loan
* Apply for pre-approved Bajaj Finserv co-brand Credit Card in just 3 easy steps
* Shop for electronics & home appliances and convert your purchases to EMIs
* Get access to your most loved applications under a single app with our In-App Programs
* Keep a track of your monthly expenses with Expense Manager
* Easily link your EMI card and get access to the best deals at your fingertips

Features of Bajaj Finserv app:
* The new and improved payments interface facilitates easy bill payments, online mobile recharge and seamless transfer of funds
* Log a request, check status and a more detailed view of previous requests
* Apply for personal loan, credit card, fixed deposit, & insurance
* View and manage your active loans and investments, make loan payments, download statements on the go
* View and avail your pre-approved offers through the notifications tab
* Access information on your closed loans and investments, and view your statements
* Pay EMIs, part pre-pay or foreclose loans and access information on future payments through the app
* EMI calculators for Personal loan, Business loan, Doctor loan, Home loan, Fixed deposit

Instant Personal Loan app
Apply for an instant personal loan of up to Rs.25 lakh from Bajaj Finserv instant loan app and get quick approval with minimal documentation. Borrow the amount without pledging any collateral and get quick disbursal. Instant personal loan is available for professionals as well as self-employed individuals at affordable interest rates.

Highlights of instant personal loan:
* Finance Amount: ₹30,000 to ₹25 Lakh
* Repayment Tenure: 12 to 84 months
* Rate of Interest / Annual Percentage Rate (APR): 12% to 34%
* Processing Fees: ₹500 to ₹2000

Example of a Personal Loan at Bajaj Finserv:
For ₹1,00,000/- borrowed, at interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), payable amount would be:
Processing fee = ₹1000
Other charges = ₹100
Interest = ₹13,472
Total amount repaid after a year = ₹1,14,572

*Interest rate and processing fees varies as per the products

Insurance
Purchase insurance covers such as Health insurance, motor insurance, travel insurance etc

Mobile Recharge & Bill Payments app
Now make your monthly electricity bills payments & pay for DTH & mobile recharge from the comfort of your home. You can also pay your loan EMI using the app.

EMI Card
Convert big-ticket purchases to easy and affordable EMIs using Bajaj Finserv EMI Card

Health Card
Pay hospital, pharmacy and diagnostic bills in easy EMIs with Bajaj Finserv Health Card

Please note: Bajaj Finserv app may collect information with your consent from your mobile like device location, device information (including storage, model, installed apps, Wi-Fi, mobile network) transactional and promotional SMS, communication information including contacts to provide customized offerings.