Female student GIF promoting File FAFSA

FAFSA: The Guide

File early to save time, money, & stress.

Understanding FAFSA (Free Application for Federal Student Aid) and its importance can be a huge help to you and your family. With the economic impact of COVID-19, CUNY is committed to ensuring that you get every financial aid dollar you deserve. Use this page to file your FAFSA early and plan your financial future as best as you can.

#fileFAFSAearly
The 2021-22 FAFSA is now open.

Why file your FAFSA early?

With the many financial challenges worsened by the COVID-19 pandemic, it is more important than ever that you file your FAFSA early

Get More

Some financial aid funds are limited and may be awarded on a first-come, first-served basis.

Plan Ahead

Knowing your aid package sooner gives you more time to plan, adjust, and apply for other funding sources if needed.

Get Hired

You will know sooner if you have Federal Work Study, impacting your job hunt or employment situation.

Less Stress

With college staff working remotely, filing early will ensure that all deadlines are met.

FAFSA Mythbusters

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MYTH 1: FAFSA takes too long to complete.

The FAFSA form takes on average 30 minutes to complete. And, now you can complete the form online or via the myStudentAid mobile app on Android and Apple phones. You can save time with The IRS Data Retrieval tool  to auto-complete some responses. If you get stumped on a question, call 1-800-4-FED-Aid for assistance, or via Web chat.

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MYTH 2: There is an income cutoff to file FAFSA.

There is no income cut-off for some types of federal student aid and eligibility is based on other factors beyond income. Also, states and schools use FAFSA information to give specific aid programs and some academic merit scholarships. You won’t know what you may be eligible for unless you file FAFSA.

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MYTH 3: I support myself so I don’t have to include parent information on the FAFSA form.

Even if you support yourself and file your own tax returns, you may still be considered a dependent student for federal aid purposes. You will be asked a series of questions to determine if your parents’ information is required for the FAFSA form.

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MYTH 4: I did the FAFSA form last year, so I don’t need to complete it again.

The financial aid forms should be filed each year that you are considering enrolling in college.  It gets easier the next time because certain information will be pre-populated when completing the FAFSA or NYS Aid Application for the second time.

There’s still time to file the 2020-21 FAFSA
Deadline June 30, 2021

Female cuny studen with File FAFSA Early

FAQs

No, your parents’ citizenship of immigration status does not affect your eligibility for Federal student aid.   If your parents do not have Social Security numbers, enter 000-00-0000 when asked. The FAFSA form does not ask about your parents’ immigration status, only yours. 

If your parents are separated, unmarried and not living together, or divorced, the FAFSA is completed with the custodial parent. The custodial parent is the parent you reside with the most.

If you do not meet the criteria to be considered independent from your parents for the FAFSA form, you must be 24 years old as of December 31 of the award year for the FAFSA completed.

If you are considered a dependent student by the FAFSA guidelines, you must include both yours and your parent(s).

Yes, when you complete the FASFA form, you will be asked if you are homeless or at risk of becoming homeless and “unaccompanied” meaning you are not with your parents. Answer the question with “Yes,” and continue the application.

Students who experience changes to their financial situation that is not reflected on the tax information used to complete the application can reach out to their college’s financial aid office for guidance. There may be options available to you if you are experiencing unique and new hardships.

If your greencard has expired, it doesn’t necessarily mean that your status as legal permanent resident has expired. You may just need to renew your card. Do so as early as possible. If your permanent residence status has expired, then are you are no longer eligible for federal student aid.  If your documentation shows that you are a Cuban-Haitian Entrant, you are still an eligible noncitizen even if the expiration date has passed.

For most federal student loans, a credit check or a co-signer are not required.  Students must be enrolled at least ½ time, at a minimum of 6 college credits. Direct PLUS loans are the exception.

New York State has a number of financial aid programs for students such as the NYS TAP (Tuition Assistance Program) Grant and the NYS Excelsior Scholarship.  Students are encouraged to apply at www.hesc.ny.gov. Students who do not qualify to submit the standard TAP application should complete the Senator Jose Peralta New York State DREAM Act application.

Students can answer ‘Yes’ to the question on the FAFSA that asks if they want to be considered for work-study. When the financial aid offer does not have Federal Work-Study, the student can contact their financial aid office for consideration.

Financial aid can include the Federal Pell and other grants that don’t need to be paid back, work-study funds where you work part-time to earn a paycheck to assist with college costs, or low-interest loans that you borrow and repay when you graduate or if you enroll less than 6 credits before graduating.

Yes, if eligible, use the IRS DRT (Data Retrieval Tool). Students who complete the FAFSA using this method are least likely to be selected for Federal Verification, because the information is already confirmed to be most accurate.

Yes, there are federal aid programs available to students in graduate school. While Federal Grants are not available for graduate students, some graduate programs may require the FAFSA if offering need-based institutional scholarships or grants.