Welcome to Steve Shorr.com and
Health Reform Quotes.com
We are here to help you get the proper Insurance coverage for your financial protection, needs and budget.
We've been in the Health & Life Insurance business since 1975 and have tons on educational and practical experience. There is no extra charge for our services as guaranteed by law. Section 1301 a 1 c (iii) PPACA * 42 U.S. Code § 18021, The premiums are the same whether you go direct to an Insurance Company, another agent or hopefully us. See our webpage on 17 reasons you'll be happy with us as your agent/consultant for more detail and the citations.
Talking about references & citations, it's our aim to be able to back up everything we say on this website, email, zoom, phone or face-mask to face-mask, with a citation, either to the relevant current & up to date law, regulation or official Insurance Company brochure.
We provide numerous ways to contact us... see our menu above, meeting scheduler & contact below, email [email protected] or the red button at the bottom of your smart phone or lower right if you're on a full screen monitor.
We are happy to answer questions from our website visitors at no charge or obligation, when questions are asked on the relevant page of our website.
Coverages & Services we can help you with
- Employer Group Health Plans
- Life Insurance
- Disability, Pay Check Protection
- Long Term - Home Health Care,
- Medicare
- Travel - International Coverage
- Individual & Family Health Insurance Direct &
- various other forms of Insurance Protection for your Peace of Mind.
Contact Us
Click here to upload Confidential Files or Send email to [email protected] and PauBox will encrypt it.
Guaranteed Issue - No Pre X Clause
Quote & Subsidy Calculation
No charge for our complementary services
Watch our 10 minute VIDEO
that explains everything about getting a quote
Steve Shorr
Website Video Introduction
Accolades, Reviews, Testimonials
Our Webpage on Insurance Coverage for
COVID 19
Introduction to Individual Plans for those coming from Employer Group Plans
https://youtu.be/ad92M4voc60
Do you need of a Spanish-speaking Covered CA Certified Agent or Medicare Agent.
Hola!
Mi nombre es Betina Castellon y soy una agente licenciada de California por 20 años y me he especializado en seguros de salud durante los últimos 15 años.
Es mi pasión ayudar y servir a mi comunidad. Si desea informacion en como inscribirse en un plan medico por medio de CoveredCA o si tiene 65 años o mas y desea inscribirse en un plan de Medicare, por favor comuniquese conmigo al (805) 500-6659 o envieme un correo electronico a [email protected].
Gracias Mil!
No question – already asked and answered. Just a thank you for your information and friendliness. You sent me links and warned
me of the legalese. Appreciate your kindness. If I can ever return the favor, please let me know.
Do you have a testimonials or “Yelp” Reviews Page?
https://healthreformquotes.com/contact/testimonials-2/#comments
We do our best to eliminate any fake news or our opinions based on nothing
we provide citations to the original source
the state of California insurance code website
insurance company brochures and
other reliable sources and will give you a link
Time magazine article on fake news and why we tend to believe it
http://time.com/5362183/the-real-fake-news-crisis/
I’ve lived outside the USA since before Obamacare and before that I got health insurance from a union, so I have no idea what anything on your website means to even ask an intelligent question about it (sorry).
I’m moving back to America in a few months and I’d like to get insurance for myself and my husband but I’m completely overwhelmed by pretty much everything about it.
I also own my own business and would prefer to arrange it through that.
I’m a fast learner but I would really appreciate a quick call to get my bearings.
Maybe early Friday morning?
Let me know and thank you
Here’s some of the questions that you might ask:
How do I find out the premiums and benefits?
Click here for free quote and subsidy calculation.
How do I know if I qualify for Covered CA subsidies?
You can check the income chart, but the best and most accurate way would be to use the quote engine above.
What is the definition of MAGI Income?
Check our page on MAGI Income.
It’s not open enrollment and I can’t wait till January 1st to start coverage. Is there a way around that?
Yes, it’s called Special Enrollment. More specifically, a Permanent Move.
I don’t understand all the big words – do you have a glossary?
Yes, here it is.
Your website is terrific. I imagine you must command a high fee for your guidance and expertise. How much to you charge for a consultation? Ongoing Service?
We are paid by the Insurance Companies to help you.
If you want a Group Plan, you must have at least one non-spousal employee on payroll. Learn more.
Check with your CPA. Your premiums are still deductible.
Individual plans are guaranteed issue with no pre existing condition clause and are pooled with everyone else on and individual plan.
Click here to get employer group quotes.
Click here to set a meeting steveshorr.com/intro/set-a-meeting/
Our calendar automatically shows you the time differences!
Would like some help on the Medicare when the time comes, Sept. 2018
For now, I have Blue Shield and am paying full price for it. Not satisfied with it. Heard Kaiser is a good plan.
Here’s the Medicare Section of our website, including enrollment instructions.
Here’s our Quote Engine for January 2018 Open Enrollment. You can compare all plans there.
I am looking for insurance under Obama Care for my wife who’s age 57 yrs. and prefer Kaiser Permanent coverage.
Can she get Kaiser Permanent insurance under Obamacare?
What is Obamacare’s 3 different (Bronze, Silver, Gold)?
My family (husband & wife) income is $1500- through $2500-/m. and it can be adjustable.
what is the min. $amount for qualifying Medical?
by the way I am under Medicare now.
The first thing to do is get a complementary proposal. It will give you the answers to most of your questions.
See our page on Enhanced Silver – Cost Sharting Reductions. Depending on your income, the Silver plan could be better than Gold or Platinum.
Metal Levels explanation
Our quote engine will show eligiblity for Medi-Cal or Covered CA depending on income. Here’s a graphic chart.
There is no extra charge for our services. Here’s how to appoint us as your broker. You can also just call Covered CA to make the broker delegation.
Me and my husband doesn’t have health insurance since2016 and right now me and him are very low income. I am working part time, him sometimes work 40 hrs, but mostly less 40 hrs. Its hard for us to get health insurance, ‘coz we can’t afford to pay.. We are renting an apartment which we are paying $975./mo.
Please click here and get a free instant quote, federal poverty level calculation and benefits illustration. If you earn enough for Covered CA subsidies, great we can help you. If your income is below 138% of Federal Poverty Level – see chart you can contact Medi-Cal for Coverage.