My College Expenses FAQs

If you are a New York City Resident, it will cost you approximately $16,100.90 as a full-time student for the year to attend Guttman Community College. That will be approximately $8,050.45 each semester. Your DIRECT costs are $5,192.90 and your INDIRECT costs are $10,908 for the year.

If you are NOT a New York City Resident, it will cost you approximately $22,820.90 as a full-time student for the year to attend the College. That will be approximately $11,410.45 each semester. Your DIRECT costs are $11,912.90 and your INDIRECT costs are  $10,908.90 for the year.

Direct costs are those expenses that you have to pay directly to Guttman Community College and Indirect Costs are expenses that you will incur because you are attending college. Direct costs include tuition and fees.  Indirect costs include books, supplies, transportation, personal expenses and room and board. (Indirect costs can also include child care expenses).

If you are a New York City resident, your direct costs will be:

Note: Tuition plus fees for non-NYC residents is approximately $5,956.45 per semester, or  $11,912.90 for the year. (Non-New York City residents will be charged $320 a credit).

If you live at home with your parent(s) or guardian, your estimated indirect costs will be:

If you are not living at home and are providing for your own room and board expenses, your indirect costs will be $22,770 for the year or $11,385 for the semester.

Yes. Guttman has four courses that fall under the designation of developmental education: LASC 101 City Seminar I, LASC 102 City Seminar II , Math 103A Statistics A, and Math 103B Statistics B. Students will be charged and receive financial aid according to the amount of hours per course. If course hours are greater than credits offered, students will be charged for course hours and may receive financial aid for those hours.

Any financial aid you receive will be applied to your costs.  If you were awarded a New York State TAP grant, that amount will be applied directly to your DIRECT costs.

If you were awarded a PELL grant, that amount can be used for both your direct costs and your indirect costs. It will be used for direct costs if your tuition and fees are not covered by another grant, usually a TAP grant.

If the combined amount of your TAP, PELL and any other awards exceed your direct costs, you are entitled to a refund.  This refund must be used towards your INDIRECT costs.

Any other financial aid you receive, such as an outside scholarship, can never exceed your TOTAL direct and indirect costs for the year.

If the amount of financial aid you are receiving is greater than your Guttman tuition and fee charges, you may be eligible for a refund. In most instances refunds will be made in at least two payments.  The first payment will be issued right before or during the first week of classes and is to be used to help pay for books and supplies.  The second and subsequent payment(s) will be issued later during the semester and is to be used for all other indirect costs.

If you do nothing at all, a check will be mailed to your mailing address.  However, you are encouraged to sign up for direct deposit of your refund by using your own checking or savings account.

Come to the Financial Aid Office at the Hub on the 3rd floor to speak to one of our representatives, or you can call the Hub at 646-313-8080.