Paying Out of Pocket | American Public University (APU)

Tuition and fees are due at the time of course registration. If you are not using any form of tuition assistance, you'll need to pay for school using one of these "out-of-pocket" methods.

Credit Cards

MasterCard®, Visa®, or Discover® are accepted and can be entered online during course registration.

E-Checks

You can pay online using an e-check from any U.S. based bank. You will need your checking account number and routing number. Note that savings account and checking account routing numbers may be different so please confirm that you have the correct numbers. We do not accept third party checks such as American Express®, cashier’s checks, money orders, or personal checks from non U.S. based banks via this method.

When you choose e-check payments, you are authorizing an electronic debit from your bank. It’s important that you have sufficient funds in your checking account to cover the amount due during registration.

Automatic Debit Plan (ADP)

You can use our Automatic Debit Plan (ADP) to spread your tuition payments out over time by having them automatically charged to a credit card on a pre-set schedule. The amount and number of payments is proportional to the length of the course.  If you're taking a 16-week course, you'll make 4 ADP payments; if you're taking an 8-week course, you'll make 2 ADP payments. You must be registered for credit-bearing courses (not audit courses) in order to use ADP. The first payment charged to your credit card at registration includes university fees. See the table below for a visual explanation of how the charges will apply.

16-Week ADP Schedule

8-Week ADP Schedule