![Surface Headphones 2 beside two Surface laptops and an Xbox controller.](http://webcf.waybackmachine.org/web/20210802232326im_/https://statics-storeexp-wcus-ms-com.akamaized.net/_h/9be151e5/coreui.statics/images/1x1clear.gif)
Shop now, pay later with Klarna
Microsoft Store has partnered with Klarna to bring you new ways to pay at checkout. It’s a safe and simple way to get what you want, when you want it.
![A person’s hand holding a phone with Surface Headphones 2 in the background.](http://webcf.waybackmachine.org/web/20210802232326im_/https://statics-storeexp-wcus-ms-com.akamaized.net/_h/9be151e5/coreui.statics/images/1x1clear.gif)
Enjoy convenient payments
Klarna is an alternative to traditional credit and gives you the flexibility to shop for what you want, when you want.
![A Surface laptop, Surface mouse, and Surface Headphones 2 sitting on a table together.](http://webcf.waybackmachine.org/web/20210802232326im_/https://statics-storeexp-wcus-ms-com.akamaized.net/_h/9be151e5/coreui.statics/images/1x1clear.gif)
Pay in 4
When you Pay in 4, Klarna splits your purchase into four payments. Klarna collects the first payment when your order ships. The remaining three payments are collected every two weeks. You spread the cost over six weeks, with no interest or fees if you pay on time. 1
![A man looking at a mobile phone in his hand.](http://webcf.waybackmachine.org/web/20210802232326im_/https://statics-storeexp-wcus-ms-com.akamaized.net/_h/9be151e5/coreui.statics/images/1x1clear.gif)
Full transparency
Complete your purchase directly with full transparency. It’s a simple one-time sign-up process and you’ll get a full overview of your payments online or in the Klarna app.
How it works
![No Data Available](http://webcf.waybackmachine.org/web/20210802232326im_/https://statics-storeexp-wcus-ms-com.akamaized.net/_h/9be151e5/coreui.statics/images/1x1clear.gif)
![A mobile phone showing the screen display.](http://webcf.waybackmachine.org/web/20210802232326im_/https://statics-storeexp-wcus-ms-com.akamaized.net/_h/9be151e5/coreui.statics/images/1x1clear.gif)
Step 2: Shop Microsoft Store
Browse the Microsoft Store directly from the Klarna app, find the product or products you want to purchase and add them to your cart.
![A mobile phone showing the screen display.](http://webcf.waybackmachine.org/web/20210802232326im_/https://statics-storeexp-wcus-ms-com.akamaized.net/_h/9be151e5/coreui.statics/images/1x1clear.gif)
Step 3: Pay with Klarna
Click K.Pay at checkout, create a One-time card, enter the amount of your payment in the Klarna app, and complete your purchase.
Frequently Asked Questions
The Microsoft Store Promise
Microsoft Store offers world-class customer support and guidance, ensuring that our customers find the best devices, games, apps, software, and resources for their personal and professional needs. Learn more.
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Free 2-3 day shipping
No minimum purchase, available on eligible products.
![Graphic of a package](http://webcf.waybackmachine.org/web/20210802232326im_/https://statics-storeexp-wcus-ms-com.akamaized.net/_h/9be151e5/coreui.statics/images/1x1clear.gif)
Hassle-free returns
Return almost any product in like-new condition in its original packaging within 30 days. Up to 60 days on Surface devices*
![gldn-ValueProp-7-Downloads.png Graphic of a download arrow](http://webcf.waybackmachine.org/web/20210802232326im_/https://statics-storeexp-wcus-ms-com.akamaized.net/_h/9be151e5/coreui.statics/images/1x1clear.gif)
Instant software downloads
Don’t wait for delivery. All of our software is ready for instant download.
![Graphic of a customer service associate](http://webcf.waybackmachine.org/web/20210802232326im_/https://statics-storeexp-wcus-ms-com.akamaized.net/_h/9be151e5/coreui.statics/images/1x1clear.gif)
Talk with an expert
Our team of experts are here to answer any of your questions.
*Extended return offer period available with Surface devices purchased from Microsoft Store in select markets. Return process must be started within 60 days after customer received the device. Not available for purchases by reseller customers. Extended return offer period limited to 5 device returns total per eligible customer. Excludes Surface Hub. Void where prohibited or restricted by law. Microsoft reserves the right to modify or discontinue offers at any time. Other exclusions and limits may apply. Microsoft Store return policy applies to extended returns. See applicable Microsoft Terms of Sale for more information.
[1] See payment terms. A higher initial payment may be required for some consumers. Monthly financing through Klarna issued by WebBank, member FDIC. Other CA resident loans made or arranged pursuant to a California Finance Lenders Law license.