Make your house into your home

Finance your home improvement project with a personal loan

  • No home equity required
  • No hidden fees or prepayment penalties
  • Simple, fixed monthly payment plan
   

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Checking your rate with Prosper will not affect your credit score.

  • No home equity required
  • No hidden fees or prepayment penalties
  • Simple, fixed monthly payment plan
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* Annual percentage rates through Prosper range from 6.95% to 35.99% for first-time borrowers, with the lowest rates for the most creditworthy borrowers. For example, a three-year $10,000 loan with a Prosper Rating of AA would have an interest rate of 5.31% and a 2.41% origination fee for an annual percentage rate (APR) of 6.95% APR. You would receive $9,759 and make 36 scheduled monthly payments of $301.10. A five-year $10,000 loan with a Prosper Rating of A would have an interest rate of 8.39% and a 5.00% origination fee with a 10.59% APR. You would receive $9,500 and make 60 scheduled monthly payments of $204.64. Origination fees vary between 2.41%-5%. APRs through Prosper range from 6.95% (AA) to 35.99% (HR) for first-time borrowers, with the lowest rates for the most creditworthy borrowers. Eligibility for loans up to $40,000 depends on the information provided by the applicant in the application form. Eligibility is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All loans made by WebBank, member FDIC.
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It's easy to get started

Borrow up to $40,000 through Prosper. Choose from 3- or 5-year fixed terms. Check your rate without affecting your credit score.

For larger projects, you have options

Our partners at LightStream offer fast funding and flexible terms for up to $100,000 for those with good-to-excellent credit.

*When application is submitted, LightStream conducts a hard inquiry to validate your credit.